Today is the day to start using Apple Pay

The easy, contactless, safe way to pay with your Discover® Card.

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Use it where you already shop

Restaurants, grocery stores, shops, gas stations and more. Use Apple Pay wherever you see the Apple Pay logo or Chip reader logo symbols to pay with your iPhone or Apple Watch.

Paying with Apple Pay is easy

With your Discover Card set as default, double click side button on your iPhone or Apple Watch (or touch the Home button if there is one) to pull up your card from Apple Wallet. Then hold the device above reader until the checkmark appears.
Find out more.

Enjoy easier checkout, online and in apps

Never type in your card information again. Simply find the Apple Pay logo button for a fast and secure checkout with Discover and Apple Pay.
How it works.

Keep the rewards rolling

Just like with your physical card, you’re earning Discover rewards on every purchase with Apple Pay. You can redeem any amount, anytime—your rewards never expire.Click to jump to rewards redemption disclosure1
See rewards summary

Stay on top of purchases

Get a quick glance of your recent purchases within Apple Wallet app. Or for more transaction details, you can open the Discover app.

Give your card extra protection

Apple Pay uses the built-in security features of iPhone so every purchase is private and secure. All transactions require FaceID or TouchID, and your card number is never stored in your device or Apple servers. Apple does not know what you purchase, where or when.

  • NEW! 5% with Discover Card and Apple Pay

    Coming Holiday Season 2022: Earn 5% Cashback Bonus® when using Apple Pay and more Oct-Dec, on up to $1,500 in purchases, when you activate.2

  • Ready for Apple Pay?

    Cardmembers love using Apple Pay for an easy, contactless, and safe way to pay everywhere they use their Discover Card. Look for it at all the places you shop.

  • Apple Pay makes commuting easier

     

    • With Express mode for transit payments, you don't need to unlock your iPhone or Apple Watch to pay with your Discover Card
    • Access your commuter cards and tickets all in one place—Apple Wallet
    • Now accepted on public transit in New York, LA, Chicago, San Francisco and more. See the Full List

     

    Apple Device

Frequently Asked Questions

Apple Pay is a payments feature that allows you to add your credit and/or debit cards to a supported Apple® device through the Wallet app and make purchases at participating merchants.

There is no cost to cardmembers who use their Discover card in Apple Pay. However, your Discover card's terms and conditions will apply for purchases. Also, additional message and data charges may apply depending on your wireless plan.

You can make payments with your iPhone® 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone SE and Apple Watch™ at participating in-store merchant locations. You will also need to ensure that your device is updated with iOS 9 software in order to pay using your Discover card with Apple Pay.

Yes. You receive all the rewards, security, and benefits of your Discover card when you use it with Apple Pay. Please log into your card account at Discover.com or in the Discover Mobile app to see your individual card benefits. For any additional questions regarding rewards while using your Discover card in Apple Pay, please refer back to Discover.com/ApplePay for further information.

Yes, your ten most recent transactions made using Discover Card in Apple Pay will be displayed.
See all Frequently Asked Questions

1 Rewards Redemption: Your rewards never expire. We will credit your account with your Cashback Bonus balance if your account is closed or if you have not used it within 18 months.

2 For Discover it® and Discover® More® cardmembers only: Activate to earn 5% Cashback Bonus at Amazon.com and Digital Wallets from 10/1/22 (or the date on which you activate 5%, whichever is later) through 12/31/22, on up to $1,500 in purchases. Amazon.com purchases include those made through the Amazon.com checkout, like digital downloads, Amazon.com gift cards, Amazon Fresh orders, Amazon Local Deals, Amazon Prime subscriptions and items sold by third party merchants through Amazon.com's marketplace. Also includes in-store at Amazon Go, Amazon Bookstore, and Amazon 4-Star. Amazon, the Amazon.com logo, the smile logo, and all related marks are trademarks of Amazon.com, Inc. or its affiliates. Digital Wallet purchases include those made online and in-store with your smartphone, tablet, or wearable. Wallets that qualify include Apple Pay, Google Pay, Samsung Pay, and Garmin Pay. Using digital wallets to make purchases on Amazon.com will only earn a total of 5%. Listed merchants are in no way sponsoring or affiliated with this program.

Purchases must be made with merchants in the U.S. To qualify for 5%, the purchase transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships. Rewards are added to your account within two billing periods. Even if a purchase appears to fit in a 5% category, the merchant may not have a merchant category code (MCC) in that category. Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not earn 5% if the technology does not provide sufficient transaction details or a qualifying MCC. Learn more at Discover.com/digitalwallets. See Cashback Bonus Program Terms and Conditions for more information.