Get more cash back rewards with Discover

Earn real cash rewards with every purchase you make–and you can enjoy your rewards just the way you want them.

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Important Information regarding Rewards:

We will send you full terms and conditions with your card. You can redeem rewards in any amount at any time. Rewards never expire. We will credit your account with your Cashback Bonus balance if your account is closed or if you have not used your account within 18 months.


You may redeem your Cashback Bonus in any amount starting with 1 cent for a credit to your account, an electronic deposit to your bank account, a donation to select charities, or to pay with Cashback Bonus at select online retailers. Starting with $20, you may redeem for Gift cards or instant eCertificates from our Partners or for Discover gift cards. Discover gift cards will be available through April 1, 2015.


It is your responsibility to notify us in the event you do not receive a reward. Redemption may not be available for approximately 24-48 hours if your card is lost or stolen.


You have the opportunity to earn a full 5% Cashback Bonus on purchases made at select merchants or in certain merchant categories that change throughout the year up to the quarterly maximum. You must sign up for each quarterly program. The amount of the cap may change. Click here to see the current 5% program details.


You will not earn Cashback Bonus on cash advances, balance transfers, illegal transactions or on any cash you receive in connection with a purchase at the point of sale through our Cash Over feature. For full details about your rewards, call 1-800-347-3085.

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