Get the card for college and beyond.

Discover it® chrome for Students

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Discover It Chrome for Students Discover It Chrome for Students Discover It Chrome for Students Discover It Chrome for Students Discover It Chrome for Students Discover It Chrome for Students

Security Features

Do you know your FICO® Credit Score?4

Your FICO® Credit Score can be reviewed by lenders when they're making a credit decision about you. So, it's an important number to know. That's why we give it to you for FREE on your monthly statement and online. Knowing your credit score can help you avoid surprises and continue to grow the credit you deserve.

Looking out for you

credit card security

Smart service and safety

You're never on the hook for unauthorized purchases on your Discover card. We monitor every Discover purchase, every day and alert you if we see unusual activity. If you need help, just call us and you can talk to a 100% U.S.-based customer service agent day or night.

mobile account access

We go where you go

Our powerful mobile and online tools make managing your account fast and easy. You can make payments, get alerts and reminders all with the tap of your finger.

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Generous Cash Rewards

2% Cash back

2% Cash Back

Double your rewards at gas stations and restaurants with 2% cash back on up to $1,000 in combined purchases each quarter

1% cash back

Get non stop cash back every time you use your card. Earn 1% cash back on all other credit card purchases.

Redeem any amount, any time

Redeem your cash back any time2 as a statement credit, a deposit to your bank account or pay at Amazon.com3

All with no annual fee*

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Compare It to the Rest

Compare Student Credit Cards
< Capital One® JourneySM
Student
Rewards
Credit Card >
student chrome card Capital One® JourneySM
Student Rewards Credit Card 		Bank Americard® For Students U.S. Bank College Visa® Card Citi Thank You® Preferred Card for College Students
Rewards Discover it Card Capital One® JourneySM
Student Rewards Credit Card		 Bank Americard® For Students U.S. Bank College Visa® Card Citi Thank You® Preferred Card for College Students
2% cash back on Gas Stations and Restaurants on up to $1000 in combined purchases each quarter Discover Orange Check Gray X Gray X Gray X Gray X
1% cash back or more on all other purchases with no cap Discover Orange Check Gray Check Gray X Gray X Gray Check
Redeem your cash back for any amount, any time2 Discover Orange Check Gray Check Gray X Gray X Gray Check
Your cash back never expires Discover Orange Check Gray Check Gray X Gray X Gray Check
Use your rewards instantly at Amazon.com checkout3 Discover Orange Check Gray X Gray X Gray X Gray Check
Value Discover it Card Capital One® JourneySM
Student Rewards Credit Card		 Bank Americard® For Students U.S. Bank College Visa® Card Citi Thank You® Preferred Card for College Students
No Annual Fee Discover Orange Check Gray Check Gray Check Gray Check Gray Check
Paying late won’t raise your APR Discover Orange Check Gray Check Gray X Gray Check Gray X
No late fee on your first late payment Discover Orange Check Gray X Gray X Gray X Gray X
No overlimit fee Discover Orange Check Gray Check Gray Check Gray Check Gray Check
No foreign transaction fee Discover Orange Check Gray Check Gray X Gray X Gray X
Service Discover it Card Capital One® JourneySM
Student Rewards Credit Card		 Bank Americard® For Students U.S. Bank College Visa® Card Citi Thank You® Preferred Card for College Students
Free FICO® Credit Score on monthly statements and online4
100% U.S. based customer service available day or night Discover Orange Check Gray X Gray X Gray Check Gray X
$0 Fraud Liability Guarantee means you're never responsible for unauthorized purchases on your card Discover Orange Check Gray Check Gray Check Gray Check Gray Check
Accepted where you shop at 9.2 million merchants5 nationwide Discover Orange Check Gray X Gray Check Gray Check Gray Check
Pay your bill up to midnight (ET) the day it's due by phone or online Discover Orange Check Gray X Gray X Gray X Gray Check

Comparison conducted by an independent research firm and based on data compiled in November 2014 from company websites, customer service agents, and consumer credit offers.

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Pricing

All with no annual fee.

0% Intro APR* for 6 months on purchases

12.99%-21.99% Standard Variable Purchase APR applies

*See rates, rewards and other info.

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Cardmember Reviews

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  1. 1. Reviews: Discover it card's average "Overall Rating" based on reviews by cardmembers as seen at https://www.discover.com/credit-cards/it-card/reviews/
  2. 2. Redeem Any Amount Any Time: We will credit your account with your Cashback Bonus balance if your account is closed or has not been used in 18 months
  3. 3. Use Rewards at Amazon.com: Amazon, Amazon.com, the Amazon.com logo and the smile logo are registered trademarks of the Amazon.com, Inc. or its affiliates. For complete details on how to Pay with Cashback Bonus at Amazon.com see Amazon.com/Cashback Bonus
  4. 4. FICO Credit Score Terms: Your FICO® Credit Score is based on data from TransUnion and may be different from other credit scores. This information is intended for and provided to the Primary cardmembers only that have an available score and is provided on the statement for individual accounts and on Discover.com for individual and joint accounts. See Discover.com/FICO about the availability of your score. Discover and other lenders may use different inputs like a FICO® Credit Score, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.
  5. 5. Accepted at 9.2 Million Merchants: According to the Feb 2014 issue of the Nilson Report.

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