Student Credit Cards
With Discover® student credit cards, college students can learn good credit habits and set themselves on a path toward financial responsibility after graduation. And beyond that, students also earn cash back rewards, can view their FICO® Credit Score for Free3, and more - all with No Annual Fee!
Discover it® chrome
card for students
Earn 2% cash back
At gas stations and restaurants up to $1,000 in combined purchases each quarter, automatically. Plus unlimited 1% cash back on all other purchases.
Discover it® Student Cash Back
Earn 5% cash back
At different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. Plus unlimited 1% cash back on all other purchases.5% Cashback Calendar
These student credit cards also include
Good Grades Reward
Get $20 statement credit each school year your GPA is 3.0 or higher for up to next five years.2
Low Intro Rate
0% Intro APR† †† for 6 months on purchases. Then 14.49%-23.49% Standard Variable Purchase APR applies.
24/7 Security
We monitor every purchase, every day—and you're never responsible for unauthorized charges on your Discover card account.
100% U.S.-Based Customer Service
Talk to a real person at any time, day or night.
All with no annual fee
Credit Education for Students
Applying For Your First Credit Card
It's the classic catch-22 for a student. You need to have credit to get credit. Learn how to get a credit card even if you have no credit history.
Choosing Your Teen's First Credit Card
Learn what you need to know before your teen applies for their first credit card.
The Credit Card Journey: From Applying To Buying
The "Credit Journey" is a walk-through of choosing, applying, getting and using a credit card.
Interested in more credit information? Visit the Discover Credit Resource Center
Discover Student credit cards are meant to give you the opportunity to build your credit history, and earn cash back rewards on purchases.
A credit history helps inform your credit score. This credit score helps predict how likely you are to pay back the borrowed credit. Companies use credit scores to make decisions in offering a credit card, car loans, mortgages, or other credit products.
Cash back refers to earning back a percentage of the money you spend on your credit card. After you've earned these cash rewards, you will be able to use them by redeeming for things like bank deposits, statement credits, gift cards to popular retailers, and more.
Many cards offer 1% cash back or more on purchases. For example, say you spent $50 buying coffee for your study group, and your card gives you 1% cash back on this purchase. When you receive your credit card statement at the end of the month, this particular purchase would have given you .50 cash back to redeem.
- Intro purchase APR is 0% for 6 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by September 10, 2018; then the standard purchase APR applies. Standard purchase APR: 14.49% variable to 23.49% variable, based on your creditworthiness. Cash APR: 26.49% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of May 31, 2018. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
