No Annual Fee
Smart start.
Cash, cash, cash, cash back.
5% cash back
5% cash back in categories that change throughout the year, up to the quarterly maximum, with free sign up offered to all student cardmembers each time.
* 5% Cashback Calendar
1% cash back
Get nonstop cash back every time you use your card. Earn 1% cash back on all other credit card purchases.
Online Shopping
Get 5-20% cash back at 200+ online retailers like Apple Store, Macy's and BestBuy.com through ShopDiscover.com.
Amazon.com
Choose from millions of items at Amazon.com and Pay with Cashback Bonus.1
$1 cash back = $1 at checkout
Looking out for you.
Do you know your FICO® score?2
Your FICO® Credit Score is frequently reviewed by lenders when they're making a credit decision about you. So, it's an important number to know. That's why we give it to you for FREE on your monthly statement. Knowing your credit score can help you avoid surprises and continue to grow the credit you deserve.
We speak human 24/7
You're never on the hook for unauthorized purchases on your Discover card. We monitor every Discover purchase, every day and alert you if we see unusual activity. If you need help, just call us and you can talk to a 100% U.S.-based customer service agent, anytime you want.
We go where you go
Our powerful mobile and online tools make managing your account fast and easy. Make payments, get mobile text alerts—even freeze your card if you need to—with a tap of the finger.
| Compare Student Credit Cards |
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Capital One® JourneySM Student Rewards Credit Card |
Bank Americard® For Students | U.S. Bank College Visa® Card | Citi® Dividend Platinum Select® Visa® Card For College Students |
|---|---|---|---|---|---|
| Rewards | |
Capital One® JourneySM Student Rewards Credit Card |
Bank Americard® For Students | U.S. Bank College Visa® Card | Citi® Dividend Platinum Select® Visa® Card For College Students |
| 5% cash back in categories that change throughout the year, up to the quarterly maximum, with free sign up offered to all student cardmembers each time |  |
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| 1% cash back or more on all other credit card purchases | |
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| Use your rewards instantly at Amazon.com checkout1 | |
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| Value | |
Capital One® JourneySM Student Rewards Credit Card |
Bank Americard® For Students | U.S. Bank College Visa® Card | Citi® Dividend Platinum Select® Visa® Card For College Students |
| No Annual Fee | |
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| Paying late won’t raise your APR | |
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| No late fee for your first late payment | |
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| No overlimit fee | |
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| Service | |
Capital One® JourneySM Student Rewards Credit Card |
Bank Americard® For Students | U.S. Bank College Visa® Card | Citi® Dividend Platinum Select® Visa® Card For College Students |
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Free FICO® Credit Score on your monthly statement2
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| 100% U.S.-based customer service available any time | |
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| Pay your bill up to midnight (ET) the day it’s due by phone or online | |
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| Travel Benefits Terms & Conditions | |
Capital One® JourneySM Student Rewards Credit Card |
Bank Americard® For Students | U.S. Bank College Visa® Card | Citi® Dividend Platinum Select® Visa® Card For College Students |
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Auto Rental Insurance:For full terms and conditions (including definitions and information on how to file a claim), please go to Discover.com/cardbenefits or call 1-800-DISCOVER (1-800-347-2683). Exclusions and limitations apply. Secondary Auto Rental Collision Damage Waiver Coverage is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies, 15 Mountain View Road, P.O. Box 1615, Warren, NJ 07061-1615 and administered by Crawford & Company, P.O. Box 4090, Atlanta, GA 30302. |
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| No foreign transaction fee | |
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| Emergency travel assistance to help when you're away from home | |
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| Shopping Benefits Terms & Conditions | |
Capital One® JourneySM Student Rewards Credit Card |
Bank Americard® For Students | U.S. Bank College Visa® Card | Citi® Dividend Platinum Select® Visa® Card For College Students |
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Purchase & Price Protection:For full terms and conditions (including definitions and information on how to file a claim), please go to Discover.com/cardbenefits or call 1-800-DISCOVER (1-800-347-2683). Exclusions and limitations apply. Price Protection coverage is underwritten and administered by Connexions Loyalty, P.O. Box 6175, Westerville, OH 43086. Purchase Protection coverage is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies, 15 Mountain View Road, P.O. Box 1615, Warren, NJ 07061-1615 and administered by Sedgwick Claims Management Services, Inc., PO Box 89405, Cleveland, OH 44101. Items stolen from vehicles are not eligible for Purchase Protection coverage. |
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| Accepted where you shop at 9 million merchants3 nationwide | |
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| $0 Fraud Liability Guarantee means you're never responsible for unauthorized purchases | |
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Comparison conducted by an independent research firm and based on data compiled in March 2014 from company websites, customer service agents, and consumer credit offers.
All with no annual fee.
12.99%-21.99% Standard Variable Purchase APR* applies
3% fee for each balance transfer
- 1. Amazon, Amazon.com, the Amazon.com logo and the smile logo are registered trademarks of the Amazon.com, Inc. or its affiliates. For complete details on how to Pay with Cashback Bonus at Amazon.com see Amazon.com/CashbackBonus
- 2. Your FICO® Credit Score is based on data from TransUnion and may be different from other credit scores. FICO® Credit Scores are delivered only to Primary cardmembers who get a monthly statement and have an available score. Discover and other lenders may use different inputs like a FICO® Credit Score, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.
- 3. According to the Feb 2013 issue of the Nilson Report.
- 4. According to the 2014 Brand Keys Customer Loyalty Engagement Index Report
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