What to Put as Income on a Student Credit Card Application

Income on a student credit card application can include full-time and part-time jobs, allowances, leftover scholarship money, gig work and more.

Student loans don’t count as income, since it’s borrowed money that can accumulate interest.

Your age matters: If you're under 21, you need independent income (money you earn or receive directly). If you're 21 or older, you can include household income from family members.