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Discover it® for Students

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It Card It Card It Card It Card It Card It Card

Generous Cash Rewards

5% Cash Back

5% Cash Back

5% cash back in categories that change each quarter, up to the quarterly maximum, with free sign up offered to all student cardmembers each time.
5% Cashback Calendar

1% Cash Back

1% Cash Back

Get nonstop cash back every time you use your card. Earn 1% cash back on all other credit card purchases.

Redeem Any Amount, Any Time

Redeem your cash back any time2 as a statment credit, a deposit to your bank account or pay at Amazon.com3

All with no annual fee*

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Security Features

Looking out for you.

Do you know your FICO® Credit score?5

Your FICO® Credit Score can be reviewed by lenders when they're making a credit decision about you. So, it's an important number to know. That's why we give it to you for FREE on your monthly statement and online. Knowing your credit score can help you avoid surprises and continue to grow the credit you deserve.

Smart service and safety

You're never on the hook for unauthorized purchases on your Discover card. We monitor every Discover purchase, every day and alert you if we see unusual activity. If you need help, just call us and you can talk to a 100% U.S.-based customer service agent day or night.

We go where you go

Our powerful mobile and online tools make managing your account fast and easy. You can make payments, get alerts and reminders all with the tap of your finger.

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Compare It to the Rest

Compare Student Credit Cards
< Capital One® JourneySM
Student
Rewards
Credit Card
>
Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi Thank You® Preferred Card for College Students
Rewards Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi Thank You® Preferred Card for College Students
5% cash back in categories that change each quarter offered to all student cardmembers up to the quarterly maximum, when you sign up Discover Orange Check Gray X Gray X Gray X Gray X
1% cash back on all other purchases with no cap Discover Orange Check Gray Check Gray X Gray X Gray Check
Redeem your cash back for cash, for any amount, any time2 Discover Orange Check Gray Check Gray X Gray X Gray Check
Never lose your cash back(rewards) Discover Orange Check Gray x Gray X Gray X Gray X
Use your rewards instantly at Amazon.com checkout3 Discover Orange Check Gray X Gray X Gray X Gray Check
Value Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi Thank You® Preferred Card for College Students
No Annual Fee Discover Orange Check Gray Check Gray Check Gray Check Gray Check
Paying late won’t raise your APR Discover Orange Check Gray Check Gray X Gray Check Gray X
No late fee for your first late payment Discover Orange Check Gray X Gray X Gray X Gray X
No overlimit fee Discover Orange Check Gray Check Gray Check Gray Check Gray Check
No foreign transaction fee Discover Orange Check Gray Check Gray X Gray X Gray X
Service Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi Thank You® Preferred Card for College Students
Free overnight Card replacement to any U.S street address at your request4
Free FICO® Credit Score on monthly statements, online, and in our mobile app5
100% U.S.-based customer service available any time Discover Orange Check Gray X Gray X Gray Check Gray X
Pay your bill up to midnight (ET) the day its due by phone or online Discover Orange Check Gray X Gray X Gray X Gray Check
$0 Fraud Liability Guarantee means you're never responsible for unauthorized purchases on your credit card Discover Orange Check Gray Check Gray Check Gray Check Gray Check
Accepted where you shop at 9.2 million merchants6 nationwide Discover Orange Check Gray X Gray Check Gray Check Gray Check

Comparison conducted by an independent research firm and based on data compiled in February, 2015 from company websites, customer service agents, and consumer credit offers.

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Pricing

All with no annual fee.

0% Intro APR* for 6 months on purchases

12.99%-21.99% Standard Variable Purchase APR* applies

*See rates, rewards and other info.

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Cardmember Reviews

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Rated 4.8 out of 5 by 941reviewers.
Rated 5 out of 5 by Discover for College As a college student, the It Card is the only card I could get. I don't have credit being so young, Discover gave me a chance to start building. However, I still had to have my parents co-sign for it. I love my card, the online account allows me to track everything I buy. I haven't used any other services yet, but so far so good. May 13, 2014
Rated 4 out of 5 by Good Card The card is good for someone who wants their first credit card such as a college student. The benefits are great but the only thing is that the 5% cash back program which switches every 3 months or so is limited. There are a lot of other things you can get cash back on don't get me wrong but its not as much. May 13, 2014
Rated 5 out of 5 by Great Rewards! I stopped using my other Credit Card because the Cash Rewards that Discovers offers are OUTSTANDING! Pays for my Gas!!! THANK YOU DISCOVER CARD! =) May 13, 2014
Rated 5 out of 5 by Wow, What a Card! Honestly speaking, I can say without a doubt the Discover It card has been the best card I have ever used (I have had it a full year). The customer service is phenomenal, with real people picking up the phone! The online features are incredible with Spend Tracker being one of my favorite ones! And I have recommended this card to several of my friends over other cards because I feel Discover really did me well with this card. I gave this card 5 stars for a reason, because I feel it truly is deserving of such a score. I don't believe anyone could go wrong with the Discover It card, and I would recommend it to anyone! May 12, 2014
Rated 5 out of 5 by excellent card great card!! no annual fee and low APR, I have the one for students and I love it May 12, 2014
Rated 4 out of 5 by Great Credit Card Company I have had no problems with Discover except the FICO credit score, I received my score the when I applied for the card but I have not seen it on my statements since. This is not a big deal except that it is in the commercials as one of their big perks for monthly FICO scores. May 12, 2014
Rated 5 out of 5 by Great starter card This Discover card is great for students who want to build their credit history. It has a lot of tools to track expenditure, your FICO credit score and more and also has 5% cashback on various stuff depending on the time of the year. May 12, 2014
Rated 5 out of 5 by Great Starter This is a good card for young people just starting off and learning about credit. The free credit score at every statement is super convenient. May 12, 2014
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