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Student Credit Cards

With Discover® student credit cards, college students can learn good credit habits and set themselves on a path toward financial responsibility after graduation. And beyond that, students also earn cash back rewards, can view their FICO® Credit Score for Free3, and more - all with No Annual Fee!

Discover it chrome credit card for students

 Discover it® chrome
card for students

Earn 2% cash back
At gas stations and restaurants up to $1,000 in combined purchases each quarter, automatically. Plus unlimited 1% cash back on all other purchases.

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Discover it credit card for students

 Discover it®
card for students

Earn 5% cash back
At different places each quarter like gas stations, grocery stores, restaurants or Amazon.com, up to the quarterly maximum each time you activate. Plus unlimited 1% cash back on all other purchases.5% Cashback Calendar

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These student credit cards also include

Good Grades Reward

 

Get $20 cash back each school year your GPA is 3.0 or higher for up to the next five years.2

Cashback Match

 

We'll match all the cash back you've earned at the end of your first year.1

Low Intro Rate

 

0% Intro APR †† for 6 months on purchases. Then 13.99%-22.99% Standard Variable Purchase APR applies.

24/7 Security

 

We monitor every purchase, every day—and you're never responsible for unauthorized charges on your Discover card account.

FICO® Credit Score for FREE

 

On monthly statements, mobile and online3

100% U.S.-Based Customer Service

 

Talk to a real person at any time, day or night.

All with no annual fee

Credit Education for Students

Student Applying For Credit Card

Applying For Your First Credit Card

It's the classic catch-22 for a student. You need to have credit to get credit. Learn how to get a credit card even if you have no credit history.

Paying With A Credit Card

Choosing Your Teen's First Credit Card

Learn what you need to know before your teen applies for their first credit card.

Typing Hands

The Credit Card Journey: From Applying To Buying

The "Credit Journey" is a walk-through of choosing, applying, getting and using a credit card.

Interested in more credit information?
Visit the Discover Credit Resource Center

About Discover Student Credit Cards

Discover Student credit cards are meant to give you the opportunity to build your credit history, and earn cash back rewards on purchases.

A credit history helps inform your credit score. This credit score helps predict how likely you are to pay back the borrowed credit. Companies use credit scores to make decisions in offering a credit card, car loans, mortgages, or other credit products.

Cash back refers to earning back a percentage of the money you spend on your credit card. After you've earned these cash rewards, you will be able to use them by redeeming for things like bank deposits, statement credits, gift cards to popular retailers, and more.

Many cards offer 1% cash back or more on purchases. For example, say you spent $50 buying coffee for your study group, and your card gives you 1% cash back on this purchase. When you receive your credit card statement at the end of the month, this particular purchase would have given you .50 cash back to redeem.

  • Intro purchase APR is is 0% for 6 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by March 10, 2018; then the standard purchase APR applies. Standard purchase APR: 13.99% variable to 22.99% variable, based on your creditworthiness. Cash APR: 25.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of November 30, 2017. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
  1. Cashback MatchTM: Only from Discover, as of October 2017. No purchase minimums. After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, your cash back will not be matched. You've earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.
  2. Good Grades: Good Grade Reward only available to new cardmembers on or after 7/23/2015 who indicate on their application that they are currently enrolled in college, and whose accounts are current and remain open when the Good Grade Reward is requested. Students with a Discover it® or Discover it® Chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September - August) may apply at Discover.com for a $20 Cashback Bonus ("Good Grade Reward"). One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive years from the date your account is opened. Terms of Good Grade Reward Offer are subject to change.
  3. FICO® Credit Score Terms: Your FICO® Credit Score, key factors and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See Discover.com/FICO about the availability of your score. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

    If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit Discover.com/FICO.
  4. Use Rewards at Amazon.com: Amazon is not a sponsor of this promotion. Amazon, Amazon.com, the Amazon.com logo and the smile logo are registered trademarks of the Amazon.com, Inc. or its affiliates. For complete details on how to Pay with Cashback Bonus at Amazon.com see Amazon.com/Cashback Bonus.