Where can you get 5% cash back today?

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On CURRENTQUARTER LASTMONTH. 1 we'll announce the new ways you can earn from NEXTQUARTER FIRSTMONTH. – NEXTQUARTER LASTMONTH. on up to $1,500 in purchases when you activate.

99% nationwide acceptance: Discover is accepted by 99% of the places across the country that take credit cards.

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99% nationwide acceptance: Discover is accepted by 99% of the places across the country that take credit cards.²

Explore great credit card benefits

Compare with others

Rewards
Compare Cash back Credit Cards	Discover it^® Cash Back Credit Card	Blue Cash Everyday Card from American Express^‡ ChangeOpens modal dialog	Chase Freedom Unlimited^‡ ChangeOpens modal dialog	Capital One Quicksilver Cash Rewards Credit Card^‡ ChangeOpens modal dialog	Citi Double Cash Card^‡ ChangeOpens modal dialog	Bank of America Customized Cash Rewards^‡ ChangeOpens modal dialog
No Annual Fee
Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically² See issuers' websites for their new cardmember bonuses
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com⁶, grocery stores, restaurants, gas stations, up to the quarterly maximum when you activate. Plus earn 1% cash back on all other purchases. See rewards for compared and similar cards
Redeem your rewards for cash in any amount.
Redeem your rewards for cash at any time.³
Your cash back never expires³
Use your rewards instantly at Amazon.com checkout⁶
Use your rewards instantly when you pay with PayPal¹⁰
Security
Free recurring help removing your personal information from select people-search sites that could sell your data. Activate by mobile app.¹⁴
$0 Fraud Liability - you're never responsible for unauthorized purchases on your credit card¹²
Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website⁴
Activate free alerts to know when anyone pulls your credit, so you can recognize possible fraud ¹ ⁺
Activate free alerts to know when any new credit card, mortgage, car loan or other account shows up on your credit report ¹ ⁺
Activate free alerts that notify you if your Social Security number is found on any of thousands of Dark Web sites.¹
Free overnight shipping for card replacement to any U.S. street address at your request ⁷
Value
Paying late won't raise your APR.
No late fee on your first late payment.
No overlimit fee
No foreign transaction fee.
Service
Get your free Credit Scorecard with your FICO^® Credit Score, number of recent inquiries and more ^† ⁵
100% U.S. - based customer service available any time.
Pay your bill up to midnight (ET) the day it's due by phone or online
Show all features and compare

††Cash back rewards for compared cards: Citi Double Cash Card: 1% on purchases, 1% as you pay them. Capital One Quicksilver: 1.5% on all purchases. Chase Freedom Unlimited: 3% at drugstores and dining at restaurants (includes takeout and eligible delivery services), 5% on travel purchases through Chase, 5% at gas stations for first year on up to $6,000 in eligible purchases, 5% on qualifying Lyft rides through 3/2025, 1.5% on all other purchases. Bank of America Customized Cash Rewards: 3% in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings, 2% at grocery stores and wholesale clubs, 1% on all other purchases. American Express Blue Cash Everyday Card: 3% at supermarkets on the first $6,000 of eligible purchases in a calendar year, 3% at gas stations on the first $6,000 of eligible purchases in a calendar year, 3% cash back on U.S. online retail purchases on the first $6,000 of eligible purchases in a calendar year, and 1% on all other purchases. Cash back rewards for similar cards of compared issuers: Chase Freedom Flex: 3% at drugstores and dining at restaurants (includes takeout and eligible delivery services), 5% on travel purchases through Chase, 5% at gas stations for first year on up to $6,000 in eligible purchases, 5% on qualifying Lyft rides through 3/2025, 5% on up to $1,500 on combined purchases in bonus categories each quarter you activate, 1% on all other purchases.

Chart comparisons conducted by an independent research firm and based on competitor info compiled in January 2023.

†Compared card issuers may provide a FICO^® Credit Score or other credit score and other credit information. See issuers' websites for further details.

+Discover's free alerts are based on information from your Experian^® credit report.

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