On CURRENTQUARTER LASTMONTH. 1 we'll announce the new ways you can earn from NEXTQUARTER FIRSTMONTH. – NEXTQUARTER LASTMONTH. on up to $1,500 in purchases when you activate.
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CURRENTQUARTER FIRSTMONTH. - CURRENTQUARTER LASTMONTH. CURRENTQUARTER YEAR
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On CURRENTQUARTER LASTMONTH. 1 we'll announce the new ways you can earn from NEXTQUARTER FIRSTMONTH. – NEXTQUARTER LASTMONTH. on up to $1,500 in purchases when you activate.
99% nationwide acceptance: Discover is accepted by 99% of the places across the country that take credit cards.
CURRENTQUARTER FIRSTMONTH. - CURRENTQUARTER LASTMONTH. CURRENTQUARTER YEAR
99% nationwide acceptance: Discover is accepted by 99% of the places across the country that take credit cards.2
Compare Cash back Credit Cards |
![]() Discover it® Cash Back Credit Card |
Blue Cash Everyday Card from American Express‡ |
Chase Freedom Unlimited‡ |
Capital One Quicksilver Cash Rewards Credit Card‡ |
Citi Double Cash Card‡ |
Bank of America Customized Cash Rewards‡ |
Rewards |
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Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically2
See issuers' websites for their new cardmember bonuses |
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Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com6, grocery stores, restaurants, gas stations, up to the quarterly maximum when you activate.
Plus earn 1% cash back on all other purchases.
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Redeem your rewards for cash in any amount. |
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Redeem your rewards for cash at any time.3 |
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Your cash back never expires3 |
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Use your rewards instantly at Amazon.com checkout6 |
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Use your rewards instantly when you pay with PayPal10 |
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Security |
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Free recurring help removing your personal information from select people-search sites that could sell your data. Activate by mobile app.14 |
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$0 Fraud Liability - you're never responsible for unauthorized purchases on your credit card12 |
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Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website4 |
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Activate free alerts that notify you if your Social Security number is found on any of thousands of Dark Web sites.1 |
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Free overnight shipping for card replacement to any U.S. street address at your request 7
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Value |
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Paying late won't raise your APR. |
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No late fee on your first late payment. |
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No overlimit fee |
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No foreign transaction fee. |
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Service |
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100% U.S. - based customer service available any time. |
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Pay your bill up to midnight (ET) the day it's due by phone or online |
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Show all features and compare |
††Cash back rewards for compared cards: Citi Double Cash Card: 1% on purchases, 1% as you pay them. Capital One Quicksilver: 1.5% on all purchases. Chase Freedom Unlimited: 3% at drugstores and dining at restaurants (includes takeout and eligible delivery services), 5% on travel purchases through Chase, 5% at gas stations for first year on up to $6,000 in eligible purchases, 5% on qualifying Lyft rides through 3/2025, 1.5% on all other purchases. Bank of America Customized Cash Rewards: 3% in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings, 2% at grocery stores and wholesale clubs, 1% on all other purchases. American Express Blue Cash Everyday Card: 3% at supermarkets on the first $6,000 of eligible purchases in a calendar year, 3% at gas stations on the first $6,000 of eligible purchases in a calendar year, 3% cash back on U.S. online retail purchases on the first $6,000 of eligible purchases in a calendar year, and 1% on all other purchases. Cash back rewards for similar cards of compared issuers: Chase Freedom Flex: 3% at drugstores and dining at restaurants (includes takeout and eligible delivery services), 5% on travel purchases through Chase, 5% at gas stations for first year on up to $6,000 in eligible purchases, 5% on qualifying Lyft rides through 3/2025, 5% on up to $1,500 on combined purchases in bonus categories each quarter you activate, 1% on all other purchases.
Chart comparisons conducted by an independent research firm and based on competitor info compiled in January 2023.
†Compared card issuers may provide a FICO® Credit Score or other credit score and other credit information. See issuers' websites for further details.
+Discover's free alerts are based on information from your Experian® credit report.
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