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* Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by x then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by x and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
We’ll automatically match all the cash back you’ve earned at the end of your first year. There is no limit to how much we’ll match.1
* Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by x then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by x and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
Earn 5% cash back on everyday purchases at
different places you shop each quarter like
Grocery stores
Restaurants
Gas stations
up to the quarterly maximum when you activate.
Plus, earn 1% cash back on all other purchases.
Earn 2% cash back at
Gas Stations
Restaurants (including cafes and fast-food)
on up to $1,000 in combined purchases each quarter, automatically.2
Earn unlimited 1% cash back on all other purchases.
Earn the same rewards on purchases as Discover it®.
You're never responsible for unauthorized purchases on your Discover Card.8
Get an alert if we find your Social Security Number on any of thousands of Dark Web sites.3 Activate for free.
If you misplace your card, you can prevent new purchases, cash advances, and balance transfers in seconds with the Freeze it® on/off switch on our mobile app and website.13
Viewing your Credit Scorecard will never impact your FICO® Score.4
Learn More
You can talk to a real human on our customer service team any time.10
Cash back credit cards may provide extra rewards on select categories. Discover cash back credit cards let you earn cash back on every purchase, with a higher percentage of cash back in select categories.
Your credit history will help determine which cash back credit card you qualify for. People with excellent credit may qualify for a low intro APR cash back rewards card. If you don’t have excellent credit, build your credit history with the Discover it Secured Credit Card.11
* Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by x then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by x and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
* Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by x then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by x and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
x% Intro APR† for x months on purchases and balance transfers and x% Intro Balance Transfer Fee until x. Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.
Use your Discover student login to set alerts, viewing your Credit Scorecard will never impact your FICO® Score4 and more, all from your smartphone or tablet.
A cash back credit card lets you earn cash back rewards as a percentage of the amount you spend. Some cards may offer a higher level of cash back in select categories.
Each cash back credit card has its own rules, but they all provide a percentage of your purchase as cash back. Some may offer a flat rate of cash back on every purchase, while others may let you earn higher levels of cash back in select categories.
We’ll automatically match all the cash back you’ve earned at the end of your first year.1
Groceries. Some cash back cards earn higher levels of rewards for spending in eligible grocery stores.
Gas. A gas credit card may offer a higher percentage of cash back on gas station purchases, including non-gas purchase in the station's convenience store.
Dining. Restaurant dining, take-out or food delivery may qualify for extra cash back rewards.
Retailers. Some cash back rewards cards may offer bonus cash back for purchases at a specific store.
With your Discover card, cash back rewards never expire.5 Other cards may have cash back rewards that expire. Check the terms before you apply.
Cash back redemption options may include a statement credit, a cash deposit into your bank account, gift cards, and payment for purchases.
Your specific credit card will determine which types of purchases are eligible for cash back rewards. Discover cash back credit cards let you earn cash back on every purchase, with certain cards giving bonus rewards offered on eligible purchases such as gas or groceries.
To get the most out of your Discover cash back credit card rewards, use your card on everyday purchases. If your card is eligible, you earn higher levels of cash back rewards on your card in rotating categories when you activate the program up to the quarterly maximum. All Discover credit card purchases earn rewards.
Generally, there are three types of cash back credit cards:
* Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by x then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by x and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
Learn how to choose a cash back credit card, how you can get cash back on everyday purchases, and how to redeem cash back rewards on your credit card.
Learn how to redeem your Discover card rewards. Get details about the Discover card rewards program, and how to redeem and maximize your credit card rewards.
What is cashback and how does cash back work? These are key questions as cash back is a major selling point for credit cards these days