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Money Market Account

Add to your savings and still access your cash

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Preferred Member Rate!Products offering the AAA preferred member rates are subject to change without notice and are determined at the sole discretion of Discover Bank. Preferred member rates are already reflected in quoted rates.

If you want to earn interest but need easy access to your cash, our Money Market Account is for you. Plus, there’s no minimum deposit to open.

X.XX% APY

Annual Percentage Yield (APY) is accurate as of XX/XX/XXXX for Money Market Account balances under $100,000, and subject to change daily without notice before or after the account is opened. Applies to personal accounts only. No minimum deposit to open.

for balances under $100,000

X.XX% APY

Annual Percentage Yield (APY) is accurate as of XX/XX/XXXX for Money Market Account balances of $100,000 or more, on the entire balance in your Money Market Account, and subject to change daily without notice before or after the account is opened. Applies to personal accounts only. No minimum deposit to open.

for balances $100,000 and over

Relax – fees are long gone.

No. Fees. Period. That means you won't be charged an account fee on our Money Market Account.

Outgoing wire transfers are subject to a service charge. You may be charged a fee by a non-Discover ATM if it is not part of the 60,000+ ATMs in our no-fee network.

$0
  • Minimum balance fees
  • Withdrawals at over 60,000 ATMs nationwide
  • Replacement debit card
  • Standard checks
  • Official bank check
  • Online bill pay
  • Expedited delivery for debit card replacement
  • Expedited delivery for official bank checks
  • Deposited item returned
  • Excessive withdrawals
  • Stop payment order
  • Insufficient funds
  • Account closure
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Right here when you need us

See which of our over 60,000 no-fee ATMs are at the stores you already frequent.

Some ATMs have limited hours and/or restricted access. ATM owners may charge a fee at locations outside of our no-fee network.

 

If you're charged a fee, please be aware that some ATM operators leave the network without notifying Discover and those ATMs may continue to display as "No Fee" in our locator until it can be updated. If you have any issues using an ATM that's displayed in our locator, or if you believe you've been charged an ATM fee in error, contact us at 1-800-347-7000.

Get the best of both worlds.

Enjoy high-yield money market interest rates plus easy access to your cash.

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