Discover® is now part of Capital One

On May 18, 2025, Discover Bank merged into Capital One, N.A. We’re now one company under Capital One. The Discover brand and your Discover account are not going away.

Yes. Everything regarding your loan and how you manage it stays the same. Your loan terms and account number haven’t changed.

There's no action you need to take.

Yes, continue to manage your account using your existing user ID and password at Discover.com and the Discover mobile app.

Keep making payments as you currently do online, by phone, or by mail to the same address on your billing statement. If you are enrolled in automatic payments to pay your Discover Personal Loan, your payments will continue to be processed on the same schedule.

Yes, definitely. You can apply at Discover.com any time.

Keep managing your Discover and Capital One accounts as usual. Note: Discover benefits do not transfer to your Capital One account, and Capital One benefits do not transfer to your Discover account. 

If you have any questions about your Discover loan, reach out like you usually do at Discover.com, in the mobile app, or by phone. For all other Capital One products, please continue to contact Capital One servicing for questions about that account.

Yes, we’re still looking out for your personal information. Your security stays a top priority.

Safeguard your account: scammers who claim to be Discover or Capital One may contact you asking for sensitive information. Remember, we won't contact you about these changes asking you to provide us with sensitive information such as your account number, password, or a one-time code. If ever in doubt, please call us directly.

For more tips on how to avoid scams, visit our scam protection page.

Yes. Continue paying according to your repayment plan.

Yes. Get your FICO® Credit Score, plus see important details that help make up your score, for free.

FICO® Credit Score Terms: Your FICO® Credit Score, key factors, and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for, and only provided to, Primary account holders who have an available score. See Discover.com/FICO about the availability of your score. Your score, key factors, and other credit information are available on Discover.com and Discover cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores, and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Yes, you’ll continue to get Online Privacy Protection. And you can enroll for free if you haven’t yet.

Your application will move forward following the same process.

No, continue to pay according to your current repayment program.

You can bookmark this page and check back for new information. 

Also, make sure your contact information and alerts settings in your account are up to date so you get communications from us.