Discover it® Chrome Credit Card for Students

Cash Rewards for College and for Life

No annual fee Apply Now

Good Grade Reward

Get $20 statement credit each school year your GPA is 3.0 or higher for up to the next five years.6

Earn 2% Cash Back

At gas stations and restaurants on up to $1,000 in combined purchases each quarter.†† Plus, earn unlimited 1% cash back on all other purchases — automatically.

Unlimited Cashback Match

Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!2 There's no minimum spending or maximum rewards. Just a dollar-for-dollar match. 

Free Social Security number alerts
We'll monitor thousands of Dark Web sites when you sign up.1 Learn More about alerts.

Phone alert Phone alert

Compare Student Cash Back Credit Cards

Table to compare Discover it® Chrome Student Credit Card with other cash back cards
Discover it student chrome credit card
Discover it® Chrome Student Credit Card
Discover it® Chrome Student Credit Card Capital One Journey Student Rewards Credit Card Bank of America Cash Rewards Credit Card for Students Citi Rewards+ Student Card
No Annual Fee


Discover it<sup>® </sup>Chrome Student Credit Card
Capital One Journey Student Rewards Credit Card
Bank of America Cash Rewards Credit Card for Students
Citi Rewards+ Student Card
Get $20 statement credit each school year your GPA is 3.0 or higher for up to the next five years6
Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically 2
2% cash back in popular categories††

See For Yourself

‡Cash back rewards – Capital One Journey Student Rewards Card: 1% on all purchases. Bank of America Cash Rewards Credit Card for Students: 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings, 2% at grocery stores and wholesale clubs, 1% on all other purchases. Citi Rewards+ Card: 2% at Supermarkets & Gas Stations (for the first $6,000 per year and 1% thereafter) 1% on all other purchases. Round up to the nearest 10 points for every purchase and 10% points back on the first 100,000 points redeemed per year.

Chart comparisons conducted by an independent research firm and based on competitor info compiled in June 2020.

Benefits that students can appreciate

Your account has an on/off switch.

If you misplace your card, you can freeze your account in seconds on the mobile app or website to prevent new purchases, cash advances, and balance transfers.4

FICO® Credit Score for free.

Easily view your FICO® Credit Score on monthly statements, mobile and online for free.5

Learn More

We've got your back.

That's why you're never responsible for unauthorized purchases on your Discover card. Plus, we monitor every purchase, every day for suspicious activity.

Talk to a real person.

Our U.S.-based customer service is available anytime, day or night. Or try out our powerful tools on our app and online.

Tap to pay.

It’s fast and easy to pay with your contactless Discover Card at millions of places.

  • 0% Intro APR for 6 months on purchases.

  • Then 12.99% - 21.99% Standard Variable Purchase APR will apply.

About Discover Student Credit Cards

Many credit cards offer rewards that you earn as a percent of your purchases. Some cards offer miles or points, but some people may prefer earning cash back rewards. With Discover, you can redeem rewards for cash in any amount, any time*, apply it as a credit toward your bill,  deposit to your bank and more.


*We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months. See rewards terms and conditions.

  • Be at least 18 years old
  • Have a U.S. Address
  • Have a Social Security Number
  • Provide all required application information
  • Show proof of education
  • Making all your payments on time is a great start to responsible credit use.
  • Also, be sure to pay at least your minimum amount due each month.
  • And avoid paying interest on purchases by paying your balance in full by the due date each month.

Discover it® Chrome for Students

Intro purchase APR is 0% for 6 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by  then the standard purchase APR applies. Standard purchase APR: 12.99% - 21.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by  and up to 5% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

††You earn a full 2% Cashback Bonus on your first $1000 in combined gas and restaurant purchases each calendar quarter. Calendar quarters are defined as the three-month periods beginning January 1, April 1, July 1, and October 1. Gas and restaurant category purchases over the quarterly cap, and all other purchases, earn 1% cash back. Gas and restaurant purchases are those made at merchants classified as gas stations and full service restaurants, cafes, cafeterias and fast-food locations. Purchases coded in categories other than these, including purchases made at warehouse clubs, wholesale distributors, and discount stores, will not qualify. Purchases made using third-party payment accounts, tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within 2 billing periods. See Cashback Bonus  Program Terms and Conditions for further detail.

  1. Discover® Identity Alerts are offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security number is found on such a website. This information is intended for, and only provided to, Primary credit cardmembers whose accounts are open, in good standing and have an email address on file. The Primary cardmember must agree online to receive identity alerts. Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. Monitoring your credit report does not impact your credit score. This benefit may change or end in the future. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. To see a list of Frequently Asked Questions, visit

  2. Cashback Match: Only from Discover, as of June 2020. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned cash back rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.

  3. Redeem Any Amount Any Time: We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months. See rewards terms and conditionsOpens PDF.

  4. Freeze it®: When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.

  5. FICO® Credit Score Terms: Your FICO® Credit Score, key factors and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See about the availability of your score. Your score, key factors and other credit information are available on and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

    If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit

  6. Good Grade Rewards: Good Grade Reward only available to new cardmembers on or after 7/23/2015 who indicate on their application that they are currently enrolled in college, and whose accounts are current and remain open when the Good Grade Reward is requested. Students with a Discover it® or Discover it® Chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September - August) may apply at for a $20 statement credit ("Good Grade Reward"). One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive years from the date your account is opened. Terms of Good Grade Reward Offer are subject to change.

  7. Reviews: Discover it card's average "Overall Rating" based on reviews by cardmembers as seen at