You're not in this alone
We’re always looking out for your account to help safeguard you against fraud.
How we help protect against card fraud:
Proactive monitoring
We monitor your account for fraudulent activity and notify you if any suspicious activity is detected.
Fast resolution
We will issue credit for any unauthorized charges and, in most cases, do not need anything further from you.
Replacement card
We'll close your account to stop the unauthorized use and send you a new card with new account information.
And remember, you’re never responsible for unauthorized purchases
on your Discover Card account.1
on your Discover Card account.1
Move forward from fraud
To minimize the disruption to your life while you wait for your new card, your recurring charges and charges at merchants where your card is on file may continue to be approved. Also, your account preferences and scheduled bill payments will transfer to the new card automatically.
How you can help protect yourself:
Free Social Security Number Alerts
Get an alert if we find your Social Security number on the dark web.2 Activate Now
Set up alerts for my account
Get alerted about account activity, account security, or if a transaction exceeds a certain amount by managing your account settings online or in the app. Go to my account profile and settings.
Free Inquiry Alerts
We'll monitor your credit report every day and alert you when anyone pulls your credit, so you can recognize possible fraud.2 Activate Now
Free New Account Alerts
We'll notify you if any new credit cards, mortgages, car loans or other accounts are opened on your credit report.2 Activate Now
Need to report unusual activity? We’re here to help
Call us at 1-866-240-7938. Our team of fraud specialists are ready to assist.
More information
Awareness is an important tool in fighting fraud. Take a look at these resources to better understand fraud.
Related articles
Discover Bank recently merged into Capital One, N.A.. As the companies come together and we work to deliver a common digital experience, content on this page may not apply to some Discover cards. Specifically, if your card is eligible to be managed through the Capital One-branded mobile banking app or website, please login for the benefits and features that apply to your card. If you have questions, please call the number on the back of your card.
1. An “unauthorized purchase” is a purchase where you have not given access to your card information to another person or a merchant for one-time or repeated charges. Please use reasonable care to protect your card and do not share it with employees, relatives, or friends.
2. Discover® Identity Alerts (Alerts) currently provide: (a) daily monitoring of your Experian® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of the dark web known for revealing personal information and an alert if your Social Security number is found. Alerts are offered by Discover, a division of Capital One, N.A., (Discover) at no cost, are available only online, and do not impact your credit score. Alerts are only provided to Primary cardmembers who agree to receive them online and whose accounts are open, in good standing, have a Social Security number, and an email address on file. This benefit may change or end in the future. Discover is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act.