Discover Card Help Center
Balance Transfer
How long does it take to process a balance transfer request?
For New Accounts: An account must be open for 14 days before Discover can begin processing your balance transfer request. After that, most transfers are processed within 4 days. Please allow additional time for the recipient to credit your other account. To avoid late fees or penalties, we recommend that you continue to make payments on your other account until you verify the funds have been credited.
For Existing Accounts: Most transfers are processed within 4 days. Please allow additional time for the recipient to credit your other account. To avoid late fees or penalties, we recommend that you continue to make payments on your other account until you verify the funds have been credited.
You can check the status of your transfer request by logging in.
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Why is the Credit Line Available amount noted on my balance transfer offer and balance transfer request pages sometimes different than what I see in my Account Summary?
Can I avoid interest on purchases if I transfer a balance?
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