Discover Card Help Center
Balance Transfer
- How long does it take to process a balance transfer to my Discover Card?
- Why is the Credit Line Available amount noted on my balance transfer offer and balance transfer request pages sometimes different than what I see in my Account Summary?
- Can I avoid interest on purchases if I transfer a balance?
How long does it take to process a balance transfer to my Discover Card?
When you request a balance transfer, Discover card makes a payment to your other creditor(s). Most transfers are processed within 7 days unless you request a balance transfer when you open a new account. It typically takes 14 days to process balance transfers for new accounts. You should allow additional time for the creditor to receive the funds and credit your other account. Please continue to make payments to your other creditors to avoid late fees. It's best to contact your other creditor(s) to confirm they have received the balance transfer.
The balance transfer may post to your Discover card account at any time within the two-week period. You can check to see if it has posted by logging in to the Account Center, selecting "Credit Options" in the navigation bar, and clicking on Track Status in the drop-down menu.
Not registered for the Account Center? Register Now.
Why is the Credit Line Available amount noted on my balance transfer offer and balance transfer request pages sometimes different than what I see in my Account Summary?
Can I avoid interest on purchases if I transfer a balance?
Card Benefits
Need further assistance?
