Discover it® Cash Back Credit Card

You earn cash back, we match it all your first year

Only Discover® Cashback Match automatically matches the cash back you've earned at the end of your first year.1
There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
Low intro APR
0% Intro APR for 14 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until December 10, 2020. Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.

See Rates, rewards and other info

Why Discover it ® Cash Back?


Earn 5% cash back on everyday purchases at different places each quarter like,7 grocery stores, restaurants, gas stations and when you pay using PayPal,15 up to the quarterly maximum when you activate.


Earn 1% cash back on all other purchases – automatically.


With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.1

Get 5% cash back at select places throughout the year

Your cash back never expires

Redeem your cash back when it suits you best, any time for any amount, even $.01.6

Here are some of the ways you can redeem your cash back

  • Deposit cash back directly into your bank account
  • Apply it as a statement credit on your Discover card balance
  • Pay with Cashback Bonus: Use your rewards at checkout at Amazon.com7 and Paypal8
Full rewards terms and conditions >

The security you expect from Discover

Standout customer service

100% U.S.-based customer service, available 24/7

Request free overnight shipping to replace a lost card11

FICO® Credit Score for Free12

Read our reviews

25 card designs. Which one fits you?

Choose from 25 colorful designs when you apply to become a Discover it® card member.

Apply and Pick a Design

Frequently Asked Questions

Discover will automatically match all the cash back you earn at the end of your first year after you open your new Discover it® cash back card.1 So if you earn $50 cash back, we'll give you another $50.

You don’t have to do anything. There's no signing up, just use your Discover card for everyday purchases to earn cash back, and we'll automatically match all the cash back you earn at the end of your first year.

No, there's no limit to how much we'll Match.

Yes, you can redeem cash back any time after you earn it and still receive the full match amount at the end of your first year.

How does Discover it® Cash Back stack up against the competition?

Compare to other credit card brands >

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