DISCOVER IT® chrome credit CARD

Earn cash back on road trips

Discover gives you 2% cash back at gas stations and

restaurants on up to $1,000 in combined purchases each

quarter.1

Apply Now

No annual fee

Discover it® Chrome features gas & restaurant rewards

Automatically earn cash back on road trips and everyday spending.  

2%
cash back every quarter

at gas stations and restaurants on up to $1,000 in combined purchases each quarter.1

1%
unlimited cash back
Earn 1% on all other purchases - automatically.
2x
rewards your first year
with Cashback Match. We’ll give you an unlimited dollar-for-dollar match of all the cash back you earned at the end of your first year, automatically.2 So $75 cash back becomes $150, $100 becomes $200.

99% nationwide acceptance — Discover is accepted by 99% of the places across the country that take credit cards.3

Low intro APR

No annual fee

0% Intro APR † for 14 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until . Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.


†See rates, rewards and other info > , Opens new window
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Hit the road with cash back

Redeem your rewards for cash in any amount, any time.4 Get gift cards from popular brands — all with an added bonus. Or use them at Amazon.com* or PayPal** to shop for your next road trip.

Explore more great Discover rewards credit cards

Discover it® Cash Back
Discover it® Cash Back

Earn 5% cash back on everyday purchases at different places each quarter, up to the quarterly maximum when you activate.

Card details
Discover Travel card
Discover it® Miles

Earn unlimited 1.5x Miles for every dollar spent on all purchases from airfare and hotels to groceries and online shopping.

Card details
Discover Secured Credit Card
Discover it® Secured

Earn rewards while building a credit history. Secure your line of credit by making an electronic cash deposit, refundable in as little as 8 months.

Card details

Checking for pre-approval won't hurt your credit score.

Find Out if I'm Pre-Approved

Stay connected with the Discover Mobile app

{rating} average based on {total} ratings on the App Store as of {date}

Get full access on-the-go with your smartphone, tablet or wearable.

 

Check your account and pay your bill

 

Track and redeem rewards 

 

View your FICO® Score for free5

 

Easily message us for customer service right from our app

Restaurant and Gas Card Reviews

Agent Hayden, July 2020
Information Bubble

I absolutely love the online and app for the Discover IT card.  The tap to pay feature is added comfort and the IT card is accepted everywhere I shop.  I give it an A+.

Lucygirl29, July 2020
Information Bubble

I've had this card for about 6 years now and the rewards are great. And the staff are very helpful if you ever have an issue or a question on the bill.

mama74, June 2020
Information Bubble

Discover Card is the best!  It is accepted everywhere and when there is a problem, The Discover staff is so helpful to resolve it.  When I have a question, they find the answer immediately.  The bonus points really add up quickly.

The security you expect from Discover

security
Activate free Social Security number alerts

Activate and we'll send you an alert if your Social Security number is found on any of thousands of Dark Web sites.6

lock
Turn your account on/off with Freeze it®

If you misplace your card, freeze your account on our mobile app or website to prevent new purchases, cash advances and balance transfers.7

2x cash back
$0 Fraud Liability

Never be responsible for unauthorized purchases on your credit card, thanks to $0 Fraud Liability.

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Learn more about the Discover it® Chrome Credit Card

  • Discover it® Cash Back: Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com,* grocery stores, restaurants, gas stations and when you pay using PayPal,** up to the quarterly maximum when you activate. Plus earn unlimited 1% cash back on all other purchases automatically.
  • Discover it® Chrome: Earn 2% cash back automatically at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus, earn unlimited 1% cash back on all other purchases — automatically.

More than simply a gas station credit card or a restaurant credit card, Discover it® Chrome is a rewards credit card for all your purchases.

 

  • You automatically earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus, you automatically earn unlimited 1% cash back on all other purchases.
  •  At the end of your first year, we’ll automatically match all the cash back you’ve earned, dollar for dollar.2
  •  You get all the other shared benefits of the Discover it® family of credit cards, including 100% U.S.-based customer service and our $0 Fraud Liability Guarantee—so you’ll never be held responsible for unauthorized purchases.

You’ll appreciate the cash back on gas station and restaurant purchases and much more with Discover it® Chrome.

Yes. With Discover it® Chrome, you automatically earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus, you automatically earn unlimited 1% cash back on all other purchases. And we’ll automatically match all the cash back you’ve earned at the end of your first year.2

In some cases, Discover may instantly approve your online credit card application. If you’re not approved instantly, you may need to provide documentation or speak with an agent to verify application information. We’ll be sure to let you know what’s happening if your approval takes more time.

Discover provides credit line increases to some customers. Whether you qualify to increase your credit line depends on a number of factors, including the age of your account, your responsible credit use, how recently you received any prior credit line increases and more.

Gas & restaurant cash back cards generally are credit cards that feature a higher cash back rate on qualified purchases at gas stations or restaurants than the cash back rate for all other purchases. So they’re perfect for gas station or restaurant purchases and still rewarding for other places you shop.

A gas company may have their own credit card with extra rewards at their own gas stations. But you may prefer a credit card with extra cash back for gas station purchases across any brand of gas station. If you are loyal to a gas station convenient to you, a branded card may make sense. But if you shop for the cheapest price per gallon or don’t shop with a single gas company, a cash back card providing bonus rates across all gas station brands may be more rewarding.

While branded cards may only let you earn cash back rewards at their branded stores, the Discover gas & restaurant cash back credit card allows you to earn 2% cash back at gas stations and restaurants1 on up to $1,000 in combined purchases each quarter. Plus you’ll earn 1% cash back on all your other purchases. If you want flexibility from your gas station rewards or restaurant rewards, you may prefer the cash back program from Discover.

With the Discover it® Chrome credit card, you automatically earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus you’ll earn unlimited 1% cash back on all other purchases automatically.

The Discover it® Chrome Card lets you redeem for cash in any amount, any time4 as a statement credit or a direct deposit to your bank account. You can even pay your Discover bill with your cash back. You can also use your rewards at checkout at Amazon.com* and with PayPal**. Plus, you can redeem rewards for gift cards starting at only $5 and get an added bonus on every card. Or you can donate rewards to a charitable cause. 

For travelers that want more flexibility when they stop for gas, a rewards credit card that offers extra cash back at more than one gas station can greatly expand your rewards. Discover it® Chrome offers 2% cash back at Gas Stations and Restaurants, on up to $1,000 in combined purchases each quarter.1 And you’ll earn unlimited 1% cash back on all your other purchases automatically.

Are you getting the most from your restaurants and gas card?

Finding the Right Gas Credit Card >

How to Get Your First Credit Card >
Maximizing the Benefits of Your Restaurant Credit Card >

Visit the Discover Credit Resource Center for more >