Discover it® Student Cash Back Credit Card


Earn top-tier rewards and build credit history with Discover it® Student Card.

No annual fee

Good Grade Reward

Earn a $20 statement credit each school year your GPA is 3.0 or higher for up to the next five years.1

Why Discover it® Student Cash Back Card?

Discover it® Student Credit Card FAQs

While paying a bill can be daunting, Discover offers convenient email and text alerts you can activate to help you when the following happens:

        a. Your statement is available.

        b. Your minimum payment is due.

        c. Your payment is posted.      

        d. Your card is declined.

        e. Merchant refund is posted.

        f. Balance transfer is posted.


These alerts can also be cancelled at any time. Interested? You can sign up here

Feel like you are ready to take on more credit? You can apply by requesting an increase online, or you can call us at 1-800-DISCOVER. 


When you graduate, call us to update your income and personal information such as your income, housing, e-mail and address. Updating this information may make you eligible for credit line increases.

While many things might be changing in your life, your Discover Student card doesn't have to. You'll still keep all the same rewards and benefits on your credit card. When you graduate, we encourage current student card members to call us to update their personal information such as income, housing, e-mail and address. This may make you eligible for credit line increases.

Discover Student credit cards are meant to give you the opportunity to build your credit history, and earn cash back rewards on purchases.

While the concept of "building credit" may sound like a lot of hard work, it's a fairly simple process. These are ways to build your credit responsibly.8

  • Make all payments on-time
  • Either pay your balance in full, or try to pay more than your minimum each month
  • Avoid carrying a balance -- meaning you pay your balance in full and on time each month -- in order to avoid paying interest on purchase.
Choose from several colorful Discover Card designs

Which Discover it® Card design fits your style?

Choose from several colorful card designs when you apply to become a cardmember. Go ahead – express yourself.

Designed just for students

The Discover it® Student Cash Back Card helps you build credit with responsible use8 with our lowest intro APR: 0% Intro APR for 6 months on purchases.  Then 12.99% - 21.99% Standard Variable Purchase APR will apply.
Discover it® Student Cash Back Card designed for Students

Why students love the Discover Student It® cash back card

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Bring your Discover account with you on-the-go

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Use your Discover student login to set alerts, view your FICO® Score for free9 and more, all from your smartphone, tablet or wearable.


Track and redeem cashback rewards


Easily message us for customer service right from our app


Free Social Security number alerts: we'll monitor thousands of Dark Web sites when you sign up.10


Freeze it® - if you misplace your card, freeze your account to prevent new cash advances, purchases and balance transfers.11

Discover App lets you see recent activities related to your account
Student checking a Discover it® student credit card referral email on her mobile phone

Over 500,000 new student cardmembers referred by their friends

Once you become a Discover it® student cardmember, you can earn a statement credit each time you refer a friend and they’re approved.12