Earn top-tier rewards while you build your credit history

No annual fee

Good Grade Reward

Earn a $20 statement credit each school year your GPA is 3.0 or higher for up to the next five years.1

Why Discover it® Cash Back for Students?

Frequently Asked Questions

While paying a bill can be daunting, Discover offers convenient email and text alerts you can activate to help you when the following happens:

        a. Your statement is available.

        b. Your minimum payment is due.

        c. Your payment is posted.      

        d. Your card is declined.

        e. Merchant refund is posted.

        f. Balance transfer is posted.


These alerts can also be cancelled at any time. Interested? You can sign up here

Feel like you are ready to take on more credit? You can apply by requesting an increase online, or you can call us at 1-800-DISCOVER. 


When you graduate, call us to update your income and personal information such as your income, housing, e-mail and address. Updating this information may make you eligible for credit line increases.

While many things might be changing in your life, your Discover Student card doesn't have to. You'll still keep all the same rewards and benefits on your credit card. When you graduate, we encourage current student card members to call us to update their personal information such as income, housing, e-mail and address. This may make you eligible for credit line increases.

Which design fits your style?

Choose from several colorful card designs when you apply to become a cardmember. Go ahead – express yourself.

Designed just for students

The Discover it® Student Cash Back Card helps you build credit with responsible use8 with our lowest intro APR: 0% Intro APR for 6 months on purchases.  Then 12.99% - 21.99% Standard Variable Purchase APR will apply.

Students love Discover

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Bring your account with you on-the-go

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Use your Discover student login to set alerts, view your FICO® Score for free9 and more, all from your smartphone, tablet or wearable.


Track and redeem cashback rewards


Easily message us for customer service right from our app


Free Social Security number alerts: we'll monitor thousands of Dark Web sites when you sign up.10


Freeze it® - if you misplace your card, freeze your account to prevent new cash advances, purchases and balance transfers.11

Over 500,000 new student cardmembers referred by their friends

Once you become a Discover it® student cardmember, you can earn a statement credit each time you refer a friend and they’re approved.12