Discover it® Student Chrome

Build a credit history3 while you earn rewards

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No annual fee. No credit score required to apply*

★★★★★
★★★★★
x / 5 Average of x Reviews8

see how we calculate our ratings

Discover it® Student Chrome Credit Card
★★★★★
★★★★★
x / 5 Average of x Reviews8

see how we calculate our ratings

Gas and restaurant rewards for students

2%
Cash Back

Earn 2% Cashback Bonus® at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.††

1%
Cash Back

on all other purchases - at school, at home and everywhere in between.

Unlimited
Cashback Match

Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match. So you could turn $50 cash back to $100. Or you could turn $100 cash back to $200.1 

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99% nationwide acceptance — Discover is accepted nationwide by 99% of places that take credit cards.2

Low intro APR

x% Intro APR† for x months on purchases. Then x% to x% Standard Variable Purchase APR will apply.

†See rates, rewards, fees, and other cost information > , Opens new window
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Discover it® Student Cash Back Card French bulldog design
Discover Credit Card Designs

Which design fits your style?

Discover gives you a choice of several unique card designs when you apply to become a cardmember.

Apply and Pick a Design Apply and Pick a Design

Discover it® Student Chrome Credit Card FAQs

Making all your payments on time is a great start to responsible credit use.

Also, be sure to pay at least your minimum amount due each month.

And avoid paying interest on purchases by paying your balance in full by the due date each month.

No, but when applying you will need to report some type of income. Your income is one of many factors that Discover considers when considering your application for a Discover it Student Chrome Credit Card. If approved, your amount of income can also influence your credit limit. On your application, you will be asked to provide the income you earn or can reasonably expect to earn.

 

Students sometimes use income from a part-time job to qualify for student credit cards.

If you use your Discover it® Student Chrome card responsibly,3 it can be a helpful part of your strategy to build a credit history. Discover reports your credit history to all three major credit bureaus, so your use of the card will appear on your credit report and contribute to your credit score.

Discover it® Student Chrome does not charge an annual fee to keep the account open.

Yes, Discover Student Chrome reports card activity to all three major credit bureaus. By using your card responsibly, you’ll be able to build credit. 3

Discover offers email and text alerts that you’ll be able to activate to stay informed of when your:

  • Statement is available.
  • Minimum payment is due
  • Payment is posted     
  • Card is declined.
  •  Merchant refund is posted.
  •  Balance transfer is posted.

Sign up here.

Yes, you can continue using your Discover Student Chrome Card after you graduate. When you graduate, we encourage current student card members to call us to update their personal information such as income, housing, e-mail and address. This may make you eligible for credit line increases.

  • Be at least 18 years old
  • Have a U.S. Address
  • Have a Social Security Number
  • Provide all required application information
  • Show proof of school enrollment

Many credit cards offer rewards that you earn as a percent of your purchases. Some cards offer miles or points, but some people may prefer earning cash back rewards. With Discover, you can redeem rewards for cash in any amount, any time*, apply it as a credit toward your bill, deposit to your bank and more.

*We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months. See rewards terms and conditions.

Earn cash back rewards while building your credit history3

Interested in this student card for restaurants and gas rewards? There's no harm to your credit score to see if you're pre-approved.10

Find Out if I'm Pre-Approved
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Over 500,000 new student cardmembers referred by their friends since 2020

Refer a friend and get a statement credit for each friend who becomes a cardmember. Eligibility requirements apply. See terms and conditions.7

Inward Curve

Manage your account anywhere

You can use the Discover mobile app to set alerts, viewing your Credit Scorecard will never impact your FICO® Score4 and more, all from your smartphone or tablet.

 

Online Privacy Protection: We’ll help you regularly remove your personal info from select people-search websites that could sell your data. It’s free, activate with the Discover app.9

 

Track and redeem cashback rewards

 

Easily message us for customer service right from our app

 

Free Social Security number alerts: Get an alert if we find your Social Security number on any of thousands of Dark Web sites. 5 Activate for free.

 

Freeze it® - If you misplace your card, you can prevent new purchases, cash advances, and balance transfers in seconds with the Freeze it® on/off switch on our mobile app and website.6

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Learn more about student credit cards

See how the Discover it® Chrome for Students Card has your back.

How Do I Apply for a Credit Card? >

 

You may know that a credit card can help you build credit history,3 but do you know how to apply for a credit card? Use these tips when you consider applying.

Finding the Right Gas Credit Card >

 

Do you spend a lot of time driving? Learn about the options you should consider when looking for the best gas credit card.

Good Credit Cards for Students >

 

Learn how to choose a good student credit card, age, and income requirements for a student credit card, and how to compare student credit card rewards.

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