Discover Payment Protection

This product is only available to cardmembers that are already enrolled. Check your statement or log in if you're not sure.

Payment Protection members can activate a benefit by calling 800-290-9895

Peace of mind through life's ups and downs

With Discover Payment Protection, we'll let you pause minimum monthly payments on your Discover® Card—up to 24 months for qualifying long-term events and up to 3 months for qualifying short-term events.

Long-term events

  • Involuntary unemployment
  • Disability
  • Hospitalization
  • Leave of absence (for childcare, family care, or military call of duty)
  • Federal or state disaster
  • Death of a child, spouse, or domestic partner

Short-term events

  • Marriage
  • Moving
  • Childbirth or adoption
  • Divorce
  • Graduation
  • Retirement
  • New job or job promotion

Don’t worry about these fees while on an active benefit

No Interest Charge icon

No Interest Charges

No Late Fees icon

No Late Fees

No Payment Protection Fee icon

No Payment Protection Fee

Plus, you can cancel up to $25,000 of your balance in the event of your death. 

Limits and policy terms vary by product level and this benefit is not available in AL, IA, IN, MT, or NV.

Headset Icon

Payment Protection members can activate a benefit by calling 800-290-9895

Frequently asked questions

No, enrollment in Discover Payment Protection is no longer available. You must already be enrolled in the program to activate a benefit. To check if you're enrolled, please look at a recent statement or log into your account.

Please call 800-290-9895 to speak with a representative.

When you enroll in Payment Protection, you're eligible for up to 24 months for qualifying long-term benefits and up to three months for qualifying short-term benefits. Download our Reference Guide to see what benefits you may qualify for.

Log in to your account to view or cancel your Payment Protection service.