Discover Payment Protection

Peace of mind through life's ups and downs

Here's how Discover Payment Protection can help provide account protection when you activate a benefit:

No Minimum Monthly Payments on your Discover card—up to 24 months for qualifying long-term events and up to 3 months for qualifying short-term events. []

Qualifying Long-Term Benefits:

  • Involuntary Unemployment
  • Disability
  • Hospitalization
  • Leave of Absence (for child care, family care, or military call of duty)
  • Federal or State Disaster
  • Death of a child, Spouse or Domestic Partner

Qualifying Short-Term Benefits:

  • Marriage
  • Moving
  • Childbirth
  • Adoption
  • Divorce
  • Graduation
  • Retirement
  • New Job and Job Promotion

Additional Benefits

No Interest Charges

No Late Fees

No Discover Payment Protection Fees

Cancel up to $25,000 of your balance in the event of your death

(limits and policy terms vary by product level and state)*

Request to activate a benefit today []

Activate a benefit in one of two ways.

  • Log in above and select 'Access Membership'.
  • Call 1-877-883-1959 Mon-Fri 9:30am-7:30pm ET

*Not available in AK, IA, MT, NV, OR, WI, TN, RI, PR, GU or VI

Log in for Terms and Conditions

Latest Newsletter
Have questions? We have answers. Read More
Download Reference Guide
Download a Reference Guide

for qualifying events and durations Download