Have questions about Identity Theft Protection?

Identity theft is when someone steals your personal information and uses your identity to access existing accounts, open new accounts, sign up for services, take out loans in your name and more. Personal information can include your name, home address, Social Security number, account numbers, email addresses, phone numbers and more.

Every day, we monitor all three major credit bureaus for key changes.1 And we monitor thousands of Dark Web sites for your important personal data. We'll even scan thousands of financial institutions for new bank accounts and thousands of criminal court records for activity in your name.


If identity theft strikes, our fraud resolution experts guide you until your stolen identity is restored. And you'll have up to $1 Million for covered losses that result from identity theft, like reimbursing stolen funds, paying for attorney fees and much more.2


1 Key changes include: New accounts, credit inquiries, address changes, potentially negative information such as delinquencies and public records.


2 Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). 175 Water Street, New York, New York 10038. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

If you receive an alert and don't recognize the activity, call Discover Identity Theft Protection directly at 1-888-829-6558 from 7:00 am to 9:00 pm CT Monday through Saturday, and 8:00 am to 8:00 pm CT Sunday.

Our fraud resolution experts are specialists who can guide you through conversations with banks, bureaus and more until your stolen identity is restored, including—but not limited to—helping you remove fraudulent activity on your credit report.

If family members or other users on your account are interested in Discover Identity Theft Protection, they must enroll through their own Discover Card account. Discover Identity Theft Protection monitors data for only one identity, the Primary account holder.