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Baggage Delay Insurance

Learn how Discover Card can help you if your luggage is delayed.


What is Baggage Delay Insurance?

As an exclusive feature of your Discover Card, you are eligible for the reimbursement of the actual cost of replacing eligible travel essentials from your checked baggage, up to $500, if your baggage is delayed at least three hours or more.

View Baggage Delay Insurance

Do I have to pay a fee for Baggage Delay Insurance?

No. However, the entire cost of the common carrier ticket must be charged to your Discover Card (and/or accrued rewards) for coverage to apply.

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How do I start the claim process?

Report the incident to the common carrier within 24 hours and then call 1-800-347-0213 within 30 days of the Baggage delay incident.

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