DISCOVER IT® chrome credit CARD

Earn cash back on road trips

Discover gives you 2% cash back at gas stations and

restaurants on up to $1,000 in combined purchases each

quarter.1

No annual fee

Discover it® Chrome features gas & restaurant rewards

Automatically earn cash back on road trips and everyday spending.  

Low intro APR

No annual fee

0% Intro APR for 14 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until . Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.


Hit the road with cash back

Redeem your rewards for cash in any amount, any time.4 Get gift cards from popular brands — all with an added bonus. Or use them at Amazon.com* or PayPal** to shop for your next road trip.

Explore more great Discover rewards credit cards

Checking for pre-approval won't hurt your credit score.

Stay connected with the Discover Mobile app

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Get full access on-the-go with your smartphone, tablet or wearable.

 

Check your account and pay your bill

 

Track and redeem rewards 

 

View your FICO® Score for free5

 

Easily message us for customer service right from our app

Restaurant and Gas Card Reviews

The security you expect from Discover

Learn more about the Discover it® Chrome Credit Card

  • Discover it® Cash Back: Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com,* grocery stores, restaurants, gas stations and when you pay using PayPal,** up to the quarterly maximum when you activate. Plus earn unlimited 1% cash back on all other purchases automatically.
  • Discover it® Chrome: Earn 2% cash back automatically at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus, earn unlimited 1% cash back on all other purchases — automatically.

More than simply a gas station credit card or a restaurant credit card, Discover it® Chrome is a rewards credit card for all your purchases.

 

  • You automatically earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus, you automatically earn unlimited 1% cash back on all other purchases.
  •  At the end of your first year, we’ll automatically match all the cash back you’ve earned, dollar for dollar.2
  •  You get all the other shared benefits of the Discover it® family of credit cards, including 100% U.S.-based customer service and our $0 Fraud Liability Guarantee—so you’ll never be held responsible for unauthorized purchases.

You’ll appreciate the cash back on gas station and restaurant purchases and much more with Discover it® Chrome.

Yes. With Discover it® Chrome, you automatically earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus, you automatically earn unlimited 1% cash back on all other purchases. And we’ll automatically match all the cash back you’ve earned at the end of your first year.2

In some cases, Discover may instantly approve your online credit card application. If you’re not approved instantly, you may need to provide documentation or speak with an agent to verify application information. We’ll be sure to let you know what’s happening if your approval takes more time.

Discover provides credit line increases to some customers. Whether you qualify to increase your credit line depends on a number of factors, including the age of your account, your responsible credit use, how recently you received any prior credit line increases and more.

Gas & restaurant cash back cards generally are credit cards that feature a higher cash back rate on qualified purchases at gas stations or restaurants than the cash back rate for all other purchases. So they’re perfect for gas station or restaurant purchases and still rewarding for other places you shop.

A gas company may have their own credit card with extra rewards at their own gas stations. But you may prefer a credit card with extra cash back for gas station purchases across any brand of gas station. If you are loyal to a gas station convenient to you, a branded card may make sense. But if you shop for the cheapest price per gallon or don’t shop with a single gas company, a cash back card providing bonus rates across all gas station brands may be more rewarding.

While branded cards may only let you earn cash back rewards at their branded stores, the Discover gas & restaurant cash back credit card allows you to earn 2% cash back at gas stations and restaurants1 on up to $1,000 in combined purchases each quarter. Plus you’ll earn 1% cash back on all your other purchases. If you want flexibility from your gas station rewards or restaurant rewards, you may prefer the cash back program from Discover.

With the Discover it® Chrome credit card, you automatically earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus you’ll earn unlimited 1% cash back on all other purchases automatically.

The Discover it® Chrome Card lets you redeem for cash in any amount, any time4 as a statement credit or a direct deposit to your bank account. You can even pay your Discover bill with your cash back. You can also use your rewards at checkout at Amazon.com* and with PayPal**. Plus, you can redeem rewards for gift cards starting at only $5 and get an added bonus on every card. Or you can donate rewards to a charitable cause. 

For travelers that want more flexibility when they stop for gas, a rewards credit card that offers extra cash back at more than one gas station can greatly expand your rewards. Discover it® Chrome offers 2% cash back at Gas Stations and Restaurants, on up to $1,000 in combined purchases each quarter.1 And you’ll earn unlimited 1% cash back on all your other purchases automatically.