DISCOVER IT® CHROME GAS & RESTAURANT CREDIT CARD

Earn cash back at restaurants and gas stations on road trips

The gas card from Discover gives you 2% cash back at gas stations & restaurants on up to $1,000 in combined purchases each quarter.1

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No annual fee

Restaurant and gas credit card cash back rewards from Discover it® Chrome

Automatically earn cash back on road trips and everyday purchases.  

2%
cash back rewards automatically

Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter.1

1%
unlimited cash back rewards

Earn 1% cash back on all your other purchases automatically.

2x
rewards your first year

With Cashback Match, we’ll automatically match all the cash back you’ve earned at the end of your first year, dollar for dollar.2 So $75 cash back turns into $150, or $100 turns into $200.

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99% nationwide acceptance — Discover is accepted by 99% of the places across the country that take credit cards.3

Get a low intro APR and rewards credit card with cash back on gas and restaurant purchases.

No annual fee

x% Intro APR † for x months on purchases and balance transfers. x% Intro Balance Transfer Fee until . Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.


†See rates, rewards and other info > , Opens new window
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Discover credit card Mixtape designed
Hit the road with Discover cash back rewards

Hit the road with our restaurant and gas cash back rewards credit card

Redeem rewards for cash in any amount, any time.4 Get a gift card from a popular brand—each with an added bonus. Or use rewards at Amazon.com5 or with PayPal6  to shop for your next road trip. 

Apply for gas cash back rewards: Get the Discover it® Chrome gas card

Discover has 99% acceptance nationwide at places that take credit cards.3  So you’ll earn cash back on gas station purchases, restaurant purchases and everyday purchases, nearly everywhere you shop. Simply apply now for the Discover gas cash back rewards card that rewards you beyond the pump. 

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Compare Discover it® Chrome to other Credit Cards

Get 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter.1 Plus earn 1% cash back on all other purchases.

See Full Compare Chart > >

Learn more about the Discover it® Chrome gas cash back rewards card

  • Discover it® Cash Back: Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com,5 grocery stores, restaurants, gas stations and when you pay using PayPal,6 up to the quarterly maximum when you activate. Plus earn unlimited 1% cash back on all other purchases automatically.
  • Discover it® Chrome: Earn 2% cash back automatically at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus, earn unlimited 1% cash back on all other purchases — automatically.

More than simply a gas station credit card or a restaurant credit card, Discover it® Chrome is a cash back rewards credit card for all your purchases. All with no annual fee.

 

With Discover it® Chrome, eligible purchases earn extra rewards! You automatically earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus, you automatically earn unlimited 1% cash back on any other purchase.

 

Plus you get bonus rewards. At the end of your first year, we’ll automatically match all the cash back you’ve earned, dollar-for-dollar.2

 

You get all the other shared benefits of the Discover it® family of credit cards, including 100% U.S.-based customer service and our $0 Fraud Liability Guarantee—so you’ll never be held responsible for unauthorized purchases.

 

With Discover, you won't be tied to one gas station or have to carry multiple gas credit cards. You'll simply have a card with cash back rewards for gas station purchases, restaurant purchases and everyday purchases too. 

Yes. With Discover it® Chrome, you automatically earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus, you automatically earn unlimited 1% cash back on all other purchases. And we’ll automatically match all the cash back you’ve earned at the end of your first year.2 And there's no annual fee.

In some cases, Discover may instantly approve your online credit card application depending on your credit score and other information. If you’re not approved instantly, you may need to provide documentation or speak with an agent to verify application information. We’ll be sure to let you know if we need more information from you.

Discover reviews customer accounts to see if they qualify for credit line increases periodically. Customers can also apply for a credit line increase. Whether you qualify to increase your credit line depends on a number of factors, including the age of your account, your responsible credit use, including accounts outside of Discover, how recently you received any prior credit line increases and more.

A card issuer will offer gas credit cards and restaurant rewards cards for customers who want a higher rewards rate on eligible purchases (like gas purchases at a gas station or dining at a restaurant). With Discover it® Chrome, you also earn cash back on everyday purchases. You earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus you’ll earn unlimited 1% cash back on any other purchase automatically.

If you are loyal to a convenient gas station, a branded card may make sense. But if you're loyal to your wallet and look for the best deal on any fuel purchase, a cash back card with rewards across many gas station brands may be more your style.

 

A gas station may have their own credit card with bonus points or a special rewards rate on gasoline purchases at their pumps or on qualifying purchases in their stores. And you may be able to redeem for fuel credits, a gas rebate or other options.

 

Discover is a great choice if you prefer a credit card with great cash back for eligible gas purchases across many gas station brands. You earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus you’ll earn unlimited 1% cash back on any other purchase automatically. And you can redeem for cash in any amount, any time.4

While gas credit cards from a gas station brand may only let you earn a higher cash back rewards rate on eligible purchases at their stores, the Discover gas & restaurant cash back credit card allows you to earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus you’ll earn 1% cash back on all your other purchases all with no annual fee.

With the Discover it® Chrome credit card, you automatically earn cash back on every purchase. You earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus you’ll earn unlimited 1% cash back on any other purchase automatically. We’ll even match all the cash back you’ve earned at the end of your first year, with no limit to how much we’ll match.2

The Discover it® Chrome Card lets you redeem for cash in any amount, any time4 as a statement credit or a direct deposit to your bank account. You can even pay your Discover bill with your cash back. You can also redeem rewards when you check out at Amazon.com5 and when you pay using PayPal6. Plus, you can redeem rewards for a gift card starting at only $5 and get an added bonus on every card. Even donate rewards to a charitable cause. Other gas credit cards may not have so many options for you to redeem your cash back rewards.

For travelers that want more flexibility when they stop for gas, a rewards credit card that offers extra cash back at more than one gas station can greatly expand your rewards. Discover it® Chrome offers 2% cash back at Gas Stations and Restaurants, on up to $1,000 in combined purchases each quarter.1 And you’ll earn unlimited 1% cash back on all your other purchases automatically.

Explore more great Discover rewards credit cards

Discover it® Cash Back
Discover it® Cash Back

Earn 5% cash back on everyday purchases at different places each quarter, up to the quarterly maximum when you activate.

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Discover Travel card
Discover it® Miles

Earn unlimited 1.5x Miles for every dollar spent on all purchases from airfare and hotels to groceries and online shopping.

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Discover Secured Credit Card
Discover it® Secured

Earn rewards while building a credit history. After 7 months, we begin automatic monthly account reviews to see if you qualify to convert to a standard, 'unsecured' card and get your deposit back.8

Card details

Checking for pre-approval won't hurt your credit score.

Find Out if I'm Pre-Approved

Are you getting the most you can from your gas rewards and restaurant credit card?

Read helpful articles on the rewards and perks of gas and restaurant credit cards below

Finding the Right Gas Credit Card>

 

Do you spend a lot of time driving? Learn about the options you should consider when looking for the best gas credit card.

Maximizing the Benefits of Your Restaurant Credit Card>

 

Do you find yourself heading out to dinner rather than spending time cooking? Maximize the use of your restaurant credit card and other reward programs.

How to Get Your First Credit Card>

 

From payments to rewards, ensure you start your credit history off right with these 7 tips for applying for your first credit card.

Restaurant and Gas Card Reviews

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x Average of x Reviews

 

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Pambo, ID
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Love using it....It is always handy, and never gives us any problems "on the road", when we are traveling. Great customer service that is always there to answer all questions.

Liv2222, KY
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Best credit card ever. The customer service is SO good and the security features are phenomenal. Will never use anything else, I even switched all my banking to Discover because I loved the credit card so much.

sxh3119
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Been with Discover for a while now. Great benefits as well as great customer service! Great card!

BiggerHammer, MI
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I'm very happy with this Discover card. I think this is the card to have in your wallet.

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  1. You earn a full 2% Cashback Bonus® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Calendar quarters begin January 1, April 1, July 1, and October 1. Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Purchases must be made with merchants in the U.S. To qualify for 2%, the purchase transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships. Rewards are added to your account within two billing periods. Even if a purchase appears to fit in a 2% category, the merchant may not have a merchant category code (MCC) in that category. Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not earn 2% if the technology does not provide sufficient transaction details or a qualifying MCC. Learn more at Discover.com/digitalwallets. See Cashback Bonus Program Terms and Conditions for more information.

  2. Cashback Match: Only from Discover, as of May 2022. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned cash back rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.

  3. Acceptance: According to the Feb 2022 issue of the Nilson Report.

  4. Rewards Redemption: Your rewards never expire. We will credit your account or send you a check with your rewards balance if your account is closed or if it has not been used within 18 months.

  5. Use Rewards at Amazon.com: For complete details on how to Pay with Rewards at Amazon.com see Amazon.com/DiscoverRewards. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates.

  6. Use Rewards with PayPal: For complete details on how to Pay with Rewards with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, see terms and conditions. All reward redemptions are subject to Discover’s reward program terms.

  7. About product reviews: We calculate the average product rating based on ratings that customers submit. We exclude some reviews from being displayed for reasons such as the customer included profanity, reviewed the wrong product, submitted inappropriate or irrelevant content, or revealed personally identifying information. Reviews are not filtered, edited, or deleted simply because they are negative or are lower rated. If a review is excluded, the associated rating is not calculated in the average product rating.

  8. Getting your deposit back: Monthly reviews start your seventh month as a customer. We will refund your security deposit if you have made all payments on time for the last six consecutive billing cycles on all your Discover accounts including any loans, and you've remained in "good status" on all credit accounts you are responsible for whether they are Discover accounts or not. "Good status" means: (1) your credit report shows no delinquencies, charge-offs, repossessions, or bankruptcies for the six months prior to our review; and (2) your Discover secured card is not in a prohibited status at the time of our review, including, but not limited to: closed, revoked, suspended, subject to tax levy, garnishment, deceased, lost/stolen, or fraud. Monthly reviews may be delayed if you change your payment due date. We typically process your refund in 2-3 business days based on your delivery preference. If you close your account and pay in full, we'll return your deposit within two billing cycles plus ten days.

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