Discover it® Chrome Gas & Restaurant Card

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Earn 2% Cash Back

At gas and restaurants on up to $1,000 in combined purchases each quarter.†† Plus 1% cash back on all other purchases.

We Match What You Earn

Only Discover automatically matches all the cash back you've earned at the end of your first year.2

Easy to Redeem

Your cash back never expires. Redeem your rewards in any amount, at any time.3

Compare Cash Back Credit Cards

Table to compare Discover it® chrome Credit Card with other cash back cards
Discover it Chrome Gas & Restaurant Card
Discover it® Chrome Gas & Restaurant Card Blue Cash Everyday®Card from American Express® Chase Freedom UnlimitedSM Capital One® Quicksilver® Cash Rewards Citi® Double Cash Card Bank Americard Cash RewardsTM
NO ANNUAL FEE Feature Included Feature Included Feature Included Feature Included Feature Included Feature Included

Rewards

Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.2 Feature Included Not Included Not Included Not Included Not Included Not Included
Earn 2% cash back in popular categories. Plus earn 1% cash back on all other purchases.†† Feature Included Not Included Not Included Not Included Not Included Not Included
Cash back on every purchase.
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See For Yourself

‡Cash back rewards – Discover: 2% at gas stations and restaurants on up to $1,000 in combined purchases each quarter; Citi® Thankyou Preferred: 2 points on every $1 spent on dining out and select entertainment; 1 point on every $1 on other purchases. Capital One Quicksilver® and Chase Freedom Unlimited®: 1.5% on all purchases. Chase Freedom: 5% in rotating categories each quarter, up to a quarterly max each time you activate; 1% on other purchases. Bank Americard Cash RewardsTM: 3% on gas and 2% on groceries & wholesale clubs up to a quarterly max; 1% on other purchases. American Express® Blue Cash Everyday® Card: 3% at supermarkets up to a yearly maximum; 2% at gas stations & select department stores; 1% on other purchases.

Chart comparisons conducted by an independent research firm and based on competitor info compiled in May 2017.

†Compared card issuers may have other new cardmember bonuses and may provide FICOŽ Credit Scores only or may provide a different credit score.

*According to the Feb 2017 issue of the Nilson Report.

Benefits that go above and beyond

Freeze it® on/off switch for your account.

If you misplace your card, freeze your account on our mobile app or website to prevent new purchases, cash advances and balance transfers.4

FICO® Credit Score for free.

Easily view your FICO® Credit Score on monthly statements, mobile and online for free.5
Learn More

Looking out for you.

We monitor every purchase, everyday for suspicious activity. And you're never responsible for unauthorized purchases on your Discover card.

100% U.S. based customer service.

Here to help whenever you call, not sell you other products. Plus get powerful, fast mobile and online service.

No annual fee

  • 0% Intro APR for 14 months on purchases and balance transfers.
  • Then 11.99% to 23.99% Standard Variable Purchase APR applies.
  • 3% fee for each balance transfer.

See rates, rewards and other info

Chrome Gas & Restaurant Credit Card Footnotes

*   Intro purchase APR is 0% for 14 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by October 10, 2017; then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 23.99% variable, based on your creditworthiness. Cash APR: 25.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of June 30, 2017. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

    ††You earn a full 2% Cashback Bonus on your first $1000 in combined gas and restaurant purchases each calendar quarter. Calendar quarters are defined as the three-month periods beginning January 1, April 1, July 1, and October 1. Gas and restaurant category purchases over the quarterly cap, and all other purchases, earn 1% cash back. Gas and restaurant purchases are those made at merchants classified as gas stations and full service restaurants, cafes, cafeterias and fast-food locations. Purchases coded in categories other than these, including purchases made at warehouse clubs, wholesale distributors, and discount stores, will not qualify. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within 2 billing periods. See Cashback Bonus Program Terms and Conditions for further detail.

  1. Reviews: Discover it card's average "Overall Rating" based on reviews by cardmembers as seen at https://www.discover.com/credit-cards/chrome-card/reviews/
  2. Cashback MatchTM : Only from Discover, as of May 2017. No purchase minimums. After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, your cash back will not be matched. You've earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.
  3. Redeem Any Amount Any Time: We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months. See rewards terms and conditions.
  4. Freeze it: When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.
  5. FICO® Credit Score Terms: Your FICO® Credit Score and key factors are based on data from TransUnion and may be different from other credit scores. This information is intended for and only provided to Primary cardmembers who have an available score. See Discover.com/FICO about the availability of your score. Your score and key factors are available on Discover.com and your score is provided on statements. You will see up to a year of recent scores online starting when you become a cardmember. Discover and other lenders may use different inputs, such as a FICO® Credit Score, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

    If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit Discover.com/FICO.
  6. Free Overnight Card Replacement: Overnight shipping is not available to P.O boxes or addresses outside the U.S Carrier overnight shipping limitations apply that may impact the exact delivery date.

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