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Your online privacy

We may interact with you in a variety of ways online. From Discover websites, to our mobile apps, online services and presence on social media sites—this Online Privacy Statement covers how Discover Financial Services treats your information.

Online Privacy Statement

How We Use Information We Collect

We use information to respond to your requests or questions. For example, we might use your information to process an application or complete a transaction that you requested. We may also use your information to redeem your rewards or send you an alert you signed up for.

We use information to improve our products and services. We use information to make our Online Services better and to customize your experience with us. We may combine information we get from you with information about you we get from third parties and other offline sources. We use technology that allows us to recreate a customer's browser session to resolve customer concerns or improve our Online Services. We may use information that we get online to help us manage your account. To learn more about our privacy practices for our financial services please read the Consumer Privacy Statement for that Discover product.

We use information for security purposes. We may use information, including your location information and IP address, to protect our company, our customers, and our Online Services from fraud, unauthorized transactions, claims and liabilities, and to manage risk. For example, if you have location services turned on while you are using the Mobile App, we might use your mobile location information to help identify potential fraudulent transactions.

We use information for marketing purposes. We may use information we know about you from our Online Services, including your location information, to send you information about new products and special offers. These may come from us, our Business Partners, or our Service Providers. We might tell you about new features or updates we think you will like. We may also use push notifications on our Mobile App. Learn how to manage your choices for marketing communications.

When you visit our Websites or open up our Mobile App, we may use information that allows us (or our Service Providers on our behalf) to send your computer or device targeted messages and offers. We may use passive technologies such as cookies, location information, device-level advertising and user identifiers, and pixel tags to uniquely identify your computer or device and the pages you view within our Online Services from time to time as well as to provide information to us and third parties about sites you visit after seeing Discover ads or offers. Our Service Providers may also use these tools. Learn how you can control cookies and tracking tools.

We use information to communicate with you about your account or our relationship. We may contact you about your account or feedback. We might also contact you about this Online Privacy Statement or our Terms of Use. We communicate with you about your account and the services we provide to you. We use the contact information you provide to do this. It is your responsibility to keep your contact information current with us.

We use information as otherwise permitted by law. We may use information in order to comply with the law. We may keep personal information as long as it is necessary or relevant for the practices described in this Online Privacy Statement or as otherwise required by law.