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Send a secure message from the Account Center (existing customers only)

Please Note: The Account Center is closed for maintenance every Sunday from 12 a.m. to 7 a.m. EST.

Report Phishing & Fraudulent Activity
Email us at


Open an Account or Bank by Phone:

(24/7 assistance)

1-800-347-7454 for TDD for Hearing Impaired

(during regular business hours only)

Online Banking Technical Support:


For calls outside the US:


Report Phishing & Fraudulent Activity:

1-800-DISCOVER (1-800-347-2683)



For General Correspondence

Discover Bank

PO Box 30416

Salt Lake City, UT 84130

For New Accounts and Deposits

Discover Bank

PO Box 30417

Salt Lake City, UT 84130


For New IRA Accounts, Contributions, and General Correspondence

Discover Bank

PO Box 30418

Salt Lake City, UT 84130

Top FAQs

What is the Discover Bank routing number?

The Discover Bank routing number is 031100649 for direct deposit and electronic transfers made by ACH, but not for wire transfers. When initiating an incoming wire, please wire funds to:
• Mellon Bank - Routing Number 043000261
• Discover Account - 9914394
• Further credit your name and your Discover Bank   account number

How do I register and manage my deposit account(s) online?

Our registration process is quick and easy-with three simple steps. When you register, you will need to provide one of your Discover Bank account numbers and verify the security information provided when you opened your account. If you have multiple bank accounts with us, you will only need to register once as all your bank accounts are automatically linked to your online profile. To register for online banking, click here.

To learn more about managing your account online, click here.
To learn more about online money transfers,
click here.
To learn more about paying your bills online,
click here.
To learn more about our mobile app, click here.

Where can I find all of the rates and fees for Discover Bank products?

You may find our complete rates and fees for each product by following these links: Online Savings Rates and Fees, Money Market Rates and Fees, CD Rates and Fees, and IRA CD Rates and Fees.

When will I start earning interest on new deposits?

You will start to earn interest on the business day we receive your deposit.

General FAQs

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