Earn peace of mind when you lock in your CD interest rate.

Info for a 12-month term
Start saving today with as little as $2,500


Choosing a Discover CD just keeps paying off.

Term Interest Rate APY Info Earned Interest Info
10 Years      
7 Years      
5 Years      
4 Years      
3 Years      
30 Months      
24 Months      
18 Months      
12 Months      
9 Months      
6 Months      
3 Months      


If only all financial decisions were this easy.

Select your CD term

Discover Bank
1.00 Info
0.05 Info
0.05 Info
0.02 Info


Get started and open a Discover CD
in 3 easy steps.

Enter your info

We'll need your address, phone, email and social security number
(or other taxpayer ID).

Fund your account

Open with as little as $2,500. You can send us a check or transfer funds from an existing bank account.


We'll send a confirmation email, then watch the mail for your Welcome Kit.


1-800-347-7000 to have one of our U.S.-based Banking Specialists help you open an account.

We don't want to do all of the talking. Check out customer reviews for our certificate of deposit Info

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Learn how CD accounts can fit into your financial plan.


Here's what other people like you wanted to know about our CDs.

The minimum initial deposit is $2,500.

Yes. We allow a range of account ownership types including Trust, Custodial, Guardian, and Estates. To open one of these account types, please call us at 1-800-347-7000 and a Banking Specialist will assist you.

You can fund your CD Account in the following ways:

  • Online transfer from an eligible Discover Bank Account or an external bank account
  • Phone Transfers (available for initial funding only)
  • Mail a check that includes your CD Account number, made payable to you to:
    Discover Bank
    PO Box 30417
    Salt Lake City, UT 84130

*Please note that Travelers Checks will not be accepted for deposit.

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