With our certificate of deposit rates, you can meet your financial goals and build a sound financial strategy.
The longer the CD term, the higher the CD rate.

See how well our CD rates stack up against the rest.

See for yourself. Compare our interest rates on CDs with the other options out there.

Initial deposit

$
Please enter an amount between $2,500 and $5,000,000.
Earned interest with Discover

Assumes principal and interest remain on deposit and interest rate and APY do not change for one year. The values shown are for illustrative and informational purposes only and may not apply to your individual circumstances.

% APY

Annual Percentage Yield (APY) is accurate as of XX/XX/XXXX and subject to change daily without notice. This offer applies to personal accounts only. A penalty may be charged for early withdrawal. Minimum opening balance is $2,500.

Get started with as little as $2,500.

Yes, Please

What if you lock in your CD rate, but need your money early?

That's no problem. Keep in mind that you may incur a penalty if you withdraw funds from your Certificate of Deposit before its maturity date. The early withdrawal penalty will depend on the CD’s term.

“Simple interest” is calculated by multiplying the daily interest rate by your principal by the number of days that elapse between payments. (One month equals 30 days for simple interest fee calculation.)

Beginning on the 8th day after your CD is opened and funded, and for the next 22 calendar days, we will deduct each day's simple interest on the issue amount withdrawn from the day you originally opened the CD to the day you decided to withdraw.

In some cases, the early withdrawal penalty may reduce the principal in the CD.

CD TERM

Fees shown apply to new CDs.

less than 1 year
1 year to < 4 years
4 years to < 5 years
5 years to < 7 years
7 years to 10 years
PENALTY
3 months simple interest
6 months simple interest
9 months simple interest
18 months simple interest
24 months simple interest

Start earning now.

If you found a certificate of deposit rate that works for you, let’s lock it in.