Choosing a Discover CD just keeps paying off.

Term Interest Rate APY Info Earned Interest Info
10 Years      
7 Years      
5 Years      
4 Years      
3 Years      
30 Months      
24 Months      
18 Months      
12 Months      
9 Months      
6 Months      
3 Months      


If only all financial decisions were this easy.

Select your CD term

Discover Bank
1.00 Info
0.05 Info
0.05 Info
0.02 Info


Enter your info

We'll need your address, phone, email and social security number
(or other taxpayer ID).

Fund your account

Open with as little as $2,500. You can send us a check or transfer funds from an existing bank account.


We'll send a confirmation email, then watch the mail for your Welcome Kit.


1-800-347-7000 to have one of our U.S.-based Banking Specialists help you open an account.


Here's what other people like you wanted to know about our CDs.

The minimum initial deposit is $2,500.

Yes. We allow a range of account ownership types including Trust, Custodial, Guardian, and Estates. To open one of these account types, please call us at 1-800-347-7000 and a Banking Specialist will assist you.

You can fund your CD Account in the following ways:

  • Online transfer from an eligible Discover Bank Account or an external bank account
  • Phone Transfers (available for initial funding only)
  • Mail a check that includes your CD Account number, made payable to you to:
    Discover Bank
    PO Box 30417
    Salt Lake City, UT 84130

*Please note that Travelers Checks will not be accepted for deposit.

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