1.5x unlimited Miles
Your Miles card earns an unlimited 1.5x Miles on every dollar you spend on purchases.
We Match Your Miles-Your First Year
We match all the Miles you've earned at the end of your first year—so 20,000 Miles turns into 40,000 Miles— Automatically. Only for new cardmembers.1
No blackout dates, any airline, any time
Redeem Miles in any amount for a travel credit to your statement that covers travel purchases. Or get cash at any time. 100 Miles always equals $1.00.2
In-flight Wi-Fi on Us
Your Discover it® Miles card will reimburse up to $30 of your in-flight Wi-Fi purchases each year with automatic credits to your statement.3
Discover it® Miles Credit Card
|No Annual Fee *||Miles Credit Card||Chase® Sapphire Preferred®$95||Capital One® VentureOne®||Capital One® Venture®$59||American Express® Blue Sky®|
|Get an automatic match of all the Miles you've earned at the end of your first year—only for new cardmembers||Miles Credit Card||Chase® Sapphire Preferred®||Capital One® VentureOne®||Capital One® Venture®||American Express® Blue Sky®|
|1.5x Miles or more on every dollar you spend on purchases||Miles Credit Card||Chase® Sapphire Preferred®||Capital One® VentureOne®||Capital One® Venture®||American Express® Blue Sky®|
|No blackout dates. Fly any airline, any time||Miles Credit Card||Chase® Sapphire Preferred®||Capital One® VentureOne®||Capital One® Venture®||American Express® Blue Sky®|
Comparison conducted by an independent research firm and based on competitor data compiled on March 2016, from company websites, customer service agents, and consumer credit offers. ‡Capital One Venture offers 2x miles on every purchase.
Freeze a misplaced card in seconds
If your flight is leaving the gate and your Miles card is still at the airport coffee shop, don't panic. Just Freeze ItSM with our mobile app or website. In seconds, you'll prevent new purchases, cash advances or balance transfers on your account until you
Security at home and away
No matter where you roam, we'll monitor every purchase, every day and alert you if something looks unusual. You're never responsible for unauthorized purchases on your Discover card.
Service wherever you go
If you need a replacement Miles card for any reason, we'll provide free overnight shipping at your request to any U.S. street address—even on vacation.6 Our service team is 100% staffed in the U.S. and you can talk to a real person any time. We will not waste your time selling you other products when you call us.
Discover Match®: After the first 12 consecutive billing periods that your new account is open, we will match all the Miles you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the Miles reward program at the time we calculate your potential award, your Miles will not be matched. You've earned Miles rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.
Redeem Miles: Starting at 1 Mile, you can redeem for cash as a electronic deposit to your bank account or for a credit for Travel Purchases on your statement made within in last 180 days. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites and commuter transportation. Redemption may not be available for approximately 24-48 hours if your card is reported lost or stolen. See Miles Terms and Conditions for details.Miles Never Expire: we will credit your account with your rewards balance if your account is closed or has not been used in 18 months. See Miles rewards terms and conditions.
In-Flight Wi-Fi Credit: When you use your Discover it Miles card to purchase wireless internet access on an aircraft, we will issue a statement credit in the amount of that purchase in U.S.dollars within seven (7) business days, up to a maximum of $30 each Anniversary Year. An Anniversary Year consists of 12 consecutive months following your account open date, and each subsequent 12-month period thereafter. You will lose any unused Wi-Fi credit at the end of each Anniversary Year, or if you close or convert your account. Airport and other Wi-Fi purchases are not eligible. This benefit may change or end in the future.
Freeze It: When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.
FICO® Credit Score Terms: Your FICO® Credit Score and key factors are based on data from TransUnion and may be different from other credit scores. This information is intended for and only provided to the Primary cardmembers who have an available score. See Discover.com/FICO about the availability of your score. Your score is provided on the statement for individual accounts and on Discover.com with key factors for individual and joint accounts. You will see up to a year of recent scores starting when you become a cardmember. Discover and other lenders may use different inputs, such as a FICO® Credit Score, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.
Free Overnight Card Replacement: Overnight shipping is not available to P.O. boxes or addresses outside the U.S.Carrier overnight shipping limitations apply that may impact the exact delivery date.
* Intro purchase APR is 0% for 12 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 12 months from date of first transfer, for transfers under this offer that post to your account by August 10, 2016 ; then the standard purchase APR applies. Standard purchase APR: 11.24% variable to 23.24% variable, based on your creditworthiness. Cash APR: 25.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of April 30, 2016. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.