Compare Discover it® Miles to other credit cards

Discover it® Miles
Chase Sapphire Preferred
Capital One VentureOne
Capital One Venture
Citi Premier
Bank Americard Travel Rewards

No Annual Fee

No Annual Fee
Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards
No Annual Fee
yes

$95

yes

$95

$95

yes

Unlimited Bonus. At the end of your first year, get an unlimited match of all the Miles you've earned, automatically.2

 

See issuers' websites for their new cardmember bonuses.

Unlimited Bonus. At the end of your first year, get an unlimited match of all the Miles you've earned, automatically.

 

See issuers' websites for their new cardmember bonuses.

Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards

Unlimited Bonus. At the end of your first year, get an unlimited match of all the Miles you've earned, automatically.

 

See issuers' websites for their new cardmember bonuses.

yes
no
no
no
no
no

Earn unlimited rewards on every dollar you spend on purchases.

 

See rewards for compared cards

See rewards for compared cards
Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards
See rewards for compared cards
yes
yes
yes
yes
yes
yes

Redeem your Miles in any amount to credit travel purchases from your statement 3

Redeem your Miles in any amount to credit travel purchases from your statement

Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards

Redeem your Miles in any amount to credit travel purchases from your statement

yes
yes
yes
yes
yes
no

No blackout dates. Fly any airline, any time

No blackout dates. Fly any airline, any time

Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards

No blackout dates. Fly any airline, any time

yes
yes
yes
yes
yes
yes

Your Miles never expire.3

Your Miles never expire.

Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards

Your Miles never expire.

yes
yes
yes
yes
yes
yes

You won't lose your Miles, even if your account closes.3

You won't lose your Miles, even if your account closes.

Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards

You won't lose your Miles, even if your account closes.

yes
no
no
no
no
no

Use your rewards instantly at Amazon.com checkout 6

Use your rewards instantly at Amazon.com checkout

Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards

Use your rewards instantly at Amazon.com checkout

yes
yes
yes
yes
yes
no

Activate FREE alerts that notify you if your Social Security number is found on any of thousands of Dark Web sites.1

Activate FREE alerts that notify you if your Social Security number is found on any of thousands of Dark Web sites.

Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards

Activate FREE alerts that notify you if your Social Security number is found on any of thousands of Dark Web sites.

yes
no
yes
yes
no
no

Activate free alerts to know when anyone pulls your credit, so you can recognize possible fraud.1 +

Activate free alerts to know when anyone pulls your credit, so you can recognize possible fraud. {alerts-source}
Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards
Activate free alerts to know when anyone pulls your credit, so you can recognize possible fraud. {alerts-source}
yes
yes
yes
yes
no
no

Activate FREE alerts to know when any new credit card, mortgage, car loan or other account shows up on your credit report.1 +

Activate FREE alerts to know when any new credit card, mortgage, car loan or other account shows up on your credit report. {alerts-source}

Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards

Activate FREE alerts to know when any new credit card, mortgage, car loan or other account shows up on your credit report. {alerts-source}

yes
yes
yes
yes
no
no

Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website 4

Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website

Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards

Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website

yes

$95

yes
yes
yes
no

Free overnight shipping for card replacement to any U.S. street address at your request.7

Free overnight shipping for card replacement to any U.S. street address at your request.

Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards

Free overnight shipping for card replacement to any U.S. street address at your request.

yes
yes
no
no
no
no

$0 Fraud Liability - you're never responsible for unauthorized purchases on your credit card

$0 Fraud Liability - you're never responsible for unauthorized purchases on your credit card

Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards

$0 Fraud Liability - you're never responsible for unauthorized purchases on your credit card

yes
yes
yes
yes
yes
yes

No Annual Fee

No Annual Fee
Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards
No Annual Fee
yes

$95

yes

$95

$95

yes

No late fee on your first late payment.

No late fee on your first late payment.
Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards
No late fee on your first late payment.
yes
no
no
no
no
no

Paying late won't raise your APR.

Paying late won't raise your APR.

Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards

Paying late won't raise your APR.

yes
yes
yes
yes
no
no

No overlimit fee

No overlimit fee

Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards

No overlimit fee

yes
yes
yes
yes
yes
yes

No foreign transaction fee.

No foreign transaction fee.
Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards
No foreign transaction fee.
yes
yes
yes
yes
yes
yes

Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. 5

Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. {scorecard}

Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards

Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. {scorecard}

yes
no
no
no
no
no

100% U.S. - based customer service available any time.

100% U.S. - based customer service available any time.

Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards

100% U.S. - based customer service available any time.

yes
no
no
no
no
yes

Pay your bill up to midnight (ET) the day it's due by phone or online

Pay your bill up to midnight (ET) the day it's due by phone or online

Discover it® Miles Chase Sapphire Preferred Capital One VentureOne Capital One Venture Citi Premier Bank Americard Travel Rewards

Pay your bill up to midnight (ET) the day it's due by phone or online

yes
yes
no
no
yes
yes

Chart comparisons conducted by an independent research firm and based on competitor info compiled in September 2020.

‡Travel Rewards - Discover: 1.5 Miles per $1 spent on all purchases. Chase Sapphire Preferred: 2 points for every $1 spent in travel and restaurants; 1 point per $1 spent on all purchases. Capital One VentureOne: 1.25 miles per $1 spent on all purchases. Capital One Venture: 2 miles per $1 spent on all purchases. Citi Premier: 3 points per $1 spent on Restaurants, Super Markets, Gas Stations, Air Travel and Hotels; 1 point per $1 spent on all other purchases. 1 point per $1 spent on all purchases. BankAmericard Travel Rewards: 1.5 points per $1 spent on all other purchases.

†Compared card issuers may provide a FICO® Credit Score or other credit score and other credit information. See issuers' websites for further details.

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