Compare Discover it^® Miles to other credit cards

Compare travel cards with this chart to see if travel miles credit cards and travel points credit cards can keep up with all the Discover benefits.

When you compare credit cards for travel, look at fees, rewards and more.

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Rewards
Compare Travel Credit Cards	Discover it^® Miles^‡ Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment. Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.	Chase Sapphire Preferred^‡ ChangeOpens modal dialog	Capital One VentureOne^‡ ChangeOpens modal dialog	Capital One Venture^‡ ChangeOpens modal dialog	Citi Premier^‡ ChangeOpens modal dialog	Bank of America Travel Rewards^‡ ChangeOpens modal dialog
Unlimited Bonus. At the end of your first year, get an unlimited match of all the Miles you've earned, automatically.² See issuers' websites for their new cardmember bonuses.
Automatically earn at least 1.5X Miles on every dollar of every purchase--without limits. See rewards for compared cards
Redeem your Miles in any amount to credit travel purchases from your statement ³
Redeem Miles for cash in any amount to pay your bill, including your minimum payment
No blackout dates.
Your Miles never expire.³
You won't lose your Miles, even if your account closes.³
Use your rewards instantly at Amazon.com checkout ⁶
Use your rewards instantly when you pay with PayPal⁸
Security
Free recurring help removing your personal information from select people-search sites that could sell your data. Activate by mobile app.¹⁰
$0 Fraud Liability - you're never responsible for unauthorized purchases on your credit card⁹
Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website ⁴
Activate free alerts to know when anyone pulls your credit, so you can recognize possible fraud.¹ ⁺
Activate free alerts to know when any new credit card, mortgage, car loan or other account shows up on your credit report.¹ ⁺
Activate free alerts that notify you if your Social Security number is found on any of thousands of Dark Web sites.¹
Free overnight shipping for card replacement to any U.S. street address at your request.⁷
Value
No Annual Fee		$95		$95	$95
No late fee on your first late payment.
Paying late won't raise your APR.
Service
Get your free Credit Scorecard with your FICO^® Credit Score, number of recent inquiries and more.^† ⁵
100% U.S. - based customer service available any time.¹¹
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Chart comparisons conducted by an independent research firm and based on competitor info compiled in July 2023.

‡Travel Rewards - Discover: 1.5 Miles per $1 spent on all purchases. Chase Sapphire Preferred: 2 points for every $1 spent in travel and dining at restaurants (includes takeout and eligible delivery services); 1 point per $1 spent on all purchases. Capital One VentureOne: 1.25 miles per $1 spent on all purchases. Capital One Venture: 2 miles per $1 spent on all purchases. Citi Premier: 3 points per $1 spent on Restaurants, Super Markets, Gas Stations, Air Travel and Hotels; 1 point per $1 spent on all other purchases. 1 point per $1 spent on all purchases. Bank of America Travel Rewards: 1.5 points per $1 spent on all other purchases.

†Compared card issuers may provide a FICO^® Credit Score or other credit score and other credit information. See issuers' websites for further details.

+Discover's free alerts are based on information from your Experian^® credit report.

Ready to apply for the Discover it^® Miles credit card?

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Discover^® Identity Alerts (Alerts) are offered by Discover Bank at no cost, are available only online, and do not impact your credit score. The Alerts currently provide: (a) daily monitoring of your Experian^® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security Number is found on such a website. Alerts are only provided to, Primary cardmembers who agree to receive them online and whose accounts are open, in good standing, have a Social Security Number, and an email address on file. This benefit may change or end in the future. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. To see a list of Frequently Asked Questions, visit discover.com/freealerts.
Discover Match^®: Only from Discover, as of July 2023. We'll match all the Miles rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned Miles rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
Redeem Miles: Starting at 1 Mile, you can redeem your Miles as a credit to your account to pay for all or part of your bill, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within the last 180 days. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation, restaurants and gas stations. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible.

Even if a travel purchase on your statement appears to fit in a Travel Purchase category, the merchant may not have a merchant category code (MCC) in a Travel Purchase category. Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not be eligible for credit redemption if the technology does not provide sufficient transaction details or a qualifying MCC. See Terms and Conditions for more information.

Rewards Redemption: Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.
Freeze it^®: When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including merchant-indicated recurring bill payment, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.
FICO^® Credit Score Terms: Your FICO^® Credit Score, key factors and other credit information are based on data from TransUnion^® and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See Discover.com/FICO about the availability of your score. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO^® Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

If you prefer not to receive your FICO^® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit Discover.com/FICO.
Use Rewards at Amazon.com: For complete details on how to Pay with Rewards at Amazon.com see Amazon.com/DiscoverRewards. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates.
Free Overnight Card Replacement: Free overnight shipping is not available to P.O. boxes or addresses outside the U.S. Carrier overnight shipping limitations apply that may impact the exact delivery date.
Use Rewards with PayPal: For complete details on how to Pay with Rewards with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, see terms and conditions. All reward redemptions are subject to Discover’s reward program terms.

PayPal, and the PayPal logo are trademarks of PayPal and its Affiliates.
$0 Fraud Liability: An “unauthorized purchase” is a purchase where you have not given access to your card information to another person or a merchant for one-time or repeated charges. Please use reasonable care to protect your card and do not share it with employees, relatives, or friends. Learn more at Discover.com/fraudFAQ
Online Privacy Protection: Online Privacy Protection is offered by Discover Bank at no cost and only available in the mobile app. About every 90 days we will scan at least 10 people-search sites for your online personal information and help you submit opt-out requests. Types of personal information found on these sites will vary.
100% U.S.-based customer service: You can reach a live agent anytime by calling 1-800-347-2683. Certain specialized customer service agents may not be available 24/7.

Compare Discover it® Miles to other credit cards

Ready to apply for the Discover it® Miles credit card?

Compare Discover it^® Miles to other credit cards

Ready to apply for the Discover it^® Miles credit card?