How to Take Advantage of Discover’s Cashback Bonus

You use your credit card all the time. Wouldn’t it be nice to be rewarded for your everyday purchases?

Discover It Card

Earn big‑time cash back that never expires.

Discover it® is a credit card that gives you cash back rewards on every purchase, allowing you to rack up bonuses, save money with exclusive discounts for a variety of retailers, and boost the value of gift cards. Your Cashback Bonus® never expires, and you can redeem it in any amount, at any time.1

By understanding how Discover’s Cashback Bonus program works, you’ll earn cash back on the things you buy.

Maximize Your Earning Potential

Each quarter when you sign up, Discover will give you 5% Cashback Bonus® on purchases from a rotating selection of categories that change each quarter up to the quarterly maximum, but the earning potential doesn’t stop there. You automatically earn 1% cash back on all purchases you make with your Discover it® card.

You can also save money on purchases while earning a Cashback Bonus® by using Discover Deals. Get access to discounts at a variety of retailers and enjoy the convenience of instant savings at checkout. You can search for deals from anywhere with the Discover mobile app.

Right now, Discover will match all the Cashback Bonus® you earn at the end of your first year — for new cardmembers only.2

Redeem Cashback in Any Amount, Any Time

Now that you’ve earned all that cash back, what can you do with it? Discover offers many ways to redeem what you’ve earned. Stocking up on gift cards? Get added value by using your Cashback Bonus® to pay for them — you can increase a gift card’s value by at least $5.

Prefer to just cash out? You have a choice between receiving a statement credit to your next credit card bill, or just having that cash deposited directly into your bank account. It’s a quick and easy way to pay yourself back.

You also have the option to pay with your Cashback Bonus at Amazon.com.3 You can use your Cashback Bonus® to donate to charity, as well. Even better, Discover donates $25,000 to the charity that cardmembers donate to the most each year.

Make Your Purchases Work for You

By fully taking advantage of the Discover Cashback Bonus® program, your purchases work harder for you by earning you cash back rewards. The program is easy to use and accessible from the Discover website and mobile app. It’s one of the many benefits of card membership that makes the money you spend work harder for you.

1. We will credit your account with your Cashback Bonus balance if your account is closed or if you have not used it within 18 months.

2. Cashback Match™: After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you’ve earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, your cash back will not be matched. You’ve earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.

3. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.

Discover It Card

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Earn big‑time cash back that never expires with Discover it®.

Legal Disclaimer: This site is for educational purposes and is not a substitute for professional advice. The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the availability of any Discover product or service. It does not guarantee that Discover offers or endorses a product or service. For specific advice about your unique circumstances, you may wish to consult a qualified professional.

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