Here’s how it works

Share Discover with friends

Text, email or share your personal link on social media. They'll apply for their card using this link.

They get their Discover Card

Once approved, they just need to make a purchase with their new card in the first 3 months.1

You both get rewarded

You and your friend will each enjoy a statement credit! Refer more friends to keep earning.

You'll both be happy you shared Discover

  • "Customer service was phenomenal! I have referred many customers to Discover just because of the customer service. You guys rock!"

    Member Since 2018

  • "Discover is my card of choice. I refer people I know to Discover who are not current cardholders."

    Member Since 2018

  • "Discover is a joy and blessing to work with...I will be a customer for life."

    Member Since 2018

  • "By far, Discover is my favorite credit card company to deal with. Amazing customer service and always very satisfied with the reps."

    Member Since 2016

Frequently asked questions

It's an easy way to get a Statement Credit reward. For each friend you refer who is approved, you'll  receive Statement Credit. Once your friend makes  their first purchase within the first three months, they will also get a Statement Credit. Referral reward statement credit amounts range from $50 to $100 and the maximum annual referral amount will be stated in individual referral offers on the Refer a Friend mobile page.

 

In order to participate, your account must be in good standing. To receive the Statement Credit, your friend must apply for the specific offer sent via the link provided and make a purchase within three months of opening a new Discover account. You will receive a Statement Credit for each approved friend, up to $500 per calendar year. Offer not available for referrals that are existing Discover cardmembers.  

From the top navigation, under Rewards, select "Refer a Friend". You can refer friends via email, Facebook, Twitter, and personal share link. We'll handle everything, starting by sending a unique link to your friend so we can track the status of your referral.

You know your friends best. Tell them about all the great ways to use your Discover Card and rewards that you'd think they'd also enjoy.

It may take up to 1-2 billing periods for your Statement Credit reward to post to your account after each referral is approved. 

You can earn up to $500 in Statement Credits per calendar year.

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Refer-a-Friend eligible cardmembers will receive a statement credit referral reward if their friend applies for the specific offer sent via the link provided and is approved by December 31, . Referral reward statement credit amounts range from $50 to $100 and maximum annual referral amount will be stated in individual referral offers upon login. You are not eligible to refer a friend if you have a Discover it® Secured Credit Card, or Discover it® Business Card. Your account must be in good standing to receive your referral reward. Each eligible friend who was referred will receive a statement credit after making a purchase within three months of opening a new Discover account. Existing Discover cardmembers and those who have opted out of receiving marketing communications from Discover are not eligible referrals. You will not be notified whether a specific referral was approved or declined. Please allow up to 1-2 billing periods for the statement credit to post to your account after each referral is approved. Statement credits you receive may be taxable to you. Please contact your tax advisor. Offer may not be combined with any other introductory offer.