Say hello to Discover cash back.

It's easy to earn cash back. Then, redeem it in any amount, any time—your cash back never expires1 .

Apply Now

Different Ways to Earn

5% Cash Back

Grocery Stores
Apr–Jun 2018

Earn 5% cash back at different places each quarter, when you activate.

NOW: Earn 5% at Grocery Stores now through June 2018 on up to $1,500 in purchases, when you activate2 .

You'll still earn an unlimited 1% cash back on all other purchases.

View Full 5% Calendar




Different Ways to Redeem

Cash

Turn your rewards into cash in any amount, any time1 . Deposit into your bank account or apply to your Discover bill as a statement credit.





Frequently Asked Questions

You can earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com or wholesale clubs, up to the quarterly maximum each time you activate.

It's completely free and easy to activate. You can activate 5% Cashback Bonus using the Discover mobile app, your online account or by calling 1-800-DISCOVER.

And you'll still earn unlimited 1% cash back on all other purchases outside of the 5% program.


You can redeem as much or as little Cashback Bonus as you like, even a penny. Do this by paying at checkout at Amazon.com, applying it to your Discover bill, depositing to a bank account, making a statement credit, or donating to a charity. Only gift cards have a starting limit which is $20 Cashback Bonus.


No, your rewards never expire. We will credit your account with your Cashback Bonus balance if your account is closed or if you have not used it within 18 months. Redemption may not be available for 24-48 hours if your card is reported lost or stolen.


No, there is no limit to the overall amount of Cashback Bonus you can earn, and you always earn cash back on every purchase. The 5% Cashback Bonus program does have a quarterly maximum and other special promotions may also include a cap.


Ready for cash back on every purchase?

Apply Now

What our cardmembers love about Discover it rewards

  • Love it!

    November 7, 2017

    I love my 5% reward cash back!! The reward calendar is always perfect for my shopping needs!!

    – Bryann

  • Great Card With Cash back Bonus!

    October 6, 2017

    I LOVE THE FACT THAT DISCOVER WILL MATCH YOUR CASHBACK AT THE END OF THE YEAR!

    – BLUE1

  • One of the Best ...

    September 26, 2017

    I use a limited number of credit cards on a daily basis. For me to use a card, it has to have great customer service, be widely accepted where I do business, have great rewards and must be a company that's fair and that I trust ... the Discover card knocks it out of the ball park on all counts.

    The Discover card is easy to use, customer service is outstanding, the rewards are some of the best ... no waiting to reach a certain level to redeem rewards and they are always there when you need help.

    – jkshep

  • So Happy to Have Discovered, Discover!

    September 13, 2017

    I've been a Discover customer for a year now. I couldn't be any happier. No glitches, no errors, no gimmicks, marvelous customer service, cash back on all of my purchases; along with lots of other fantastic membership benefits...

    – 1HappyCamper

  • One of the best cards I have ever had!!

    September 9, 2017

    Discover is accepted all over! Discover allows me to earn cash back on my everyday purchases and I love that!! Love the customer service Discover offers too!! Great company, great credit card product!

    – CaliKris

Average Cardmember Rating 4.8 out of 5

Tips on earning and spending credit card rewards

More Tips to Maximize Rewards

Footnotes

  1. Back to footnote redeem-cash. Redeem Any Amount Any Time: We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months. See Cashback Bonus Program Terms and Conditions. Opens PDF in new window. .
  2. Back to footnote earn-cashback. 5% Cashback Bonus: For Discover it® and Discover® More® cardmembers only: Activate to earn 5% Cashback Bonus at stand-alone Grocery Stores from 4/1/18 (or the date on which you activate 5%, whichever is later) through 6/30/18, on up to $1,500 in purchases. Grocery purchases made at convenience stores, gas stations, warehouse clubs, supercenters, discount stores (or at grocery stores associated with supercenters or discount stores) are not eligible. Purchases made using tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within two billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards.
  3. Back to footnote redeem-pay. Use Rewards at Amazon.com: Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates. For complete details on how to Pay with Cashback Bonus at Amazon.com see Amazon.com/CashbackBonus.
  4. Back to footnote redeem-charity. Charity: Discover® Card will make an annual contribution to the organization that receives the most donations from our cardmembers.
  5. Back to footnote earn-match. Cashback Match: No purchase minimums. After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, your cash back will not be matched. You've earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.

Everything about your Discover cash back all in one place.

Log in to see your cash back summary.

Different Ways to Earn

5% Cash Back

Grocery Stores
Apr–Jun 2018

Earn 5% cash back at different places each quarter, when you activate.

NOW: Earn 5% at Grocery Stores now through June 2018 on up to $1,500 in purchases, when you activate2 .

You'll still earn an unlimited 1% cash back on all other purchases.

View Full 5% Calendar



Different Ways to Redeem

Cash

Turn your rewards into cash in any amount, any time1 . Deposit into your bank account or apply to your Discover bill as a statement credit.





Frequently Asked Questions

You can redeem as much or as little Cashback Bonus as you like, even a penny. Do this by paying at checkout at Amazon.com, applying it to your Discover bill, depositing to a bank account, making a statement credit, or donating to a charity. Only gift cards have a starting limit which is $20 Cashback Bonus.


No, your rewards never expire. We will credit your account with your Cashback Bonus balance if your account is closed or if you have not used it within 18 months. Redemption may not be available for 24-48 hours if your card is reported lost or stolen.


No, there is no limit to the overall amount of Cashback Bonus you can earn, and you always earn cash back on every purchase. The 5% Cashback Bonus program does have a quarterly maximum and other special promotions may also include a cap.


You can earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com or wholesale clubs, up to the quarterly maximum each time you activate.

It's completely free and easy to activate. You can activate 5% Cashback Bonus using the Discover mobile app, your online account or by calling 1-800-DISCOVER.

And you'll still earn unlimited 1% cash back on all other purchases outside of the 5% program.


Footnotes

  1. Back to footnote redeem-cash. Redeem Any Amount Any Time: We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months. See Cashback Bonus Program Terms and Conditions. Opens PDF in new window. .
  2. Back to footnote earn-cashback. 5% Cashback Bonus: For Discover it® and Discover® More® cardmembers only: Activate to earn 5% Cashback Bonus at stand-alone Grocery Stores from 4/1/18 (or the date on which you activate 5%, whichever is later) through 6/30/18, on up to $1,500 in purchases. Grocery purchases made at convenience stores, gas stations, warehouse clubs, supercenters, discount stores (or at grocery stores associated with supercenters or discount stores) are not eligible. Purchases made using tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within two billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards.
  3. Back to footnote redeem-pay. Use Rewards at Amazon.com: Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates. For complete details on how to Pay with Cashback Bonus at Amazon.com see Amazon.com/CashbackBonus.
  4. Back to footnote redeem-charity. Charity: Discover® Card will make an annual contribution to the organization that receives the most donations from our cardmembers.