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How to Get a Credit Card for the First Time

10 min read
Last Updated: November 21, 2025

Key Takeaways

  1. You must be 18 or older to apply for a credit card.
  2. If you don’t have a credit history, you may still qualify for a secured or student card.
  3. Compare factors like rewards, interest rates, and fees to find the right credit card for you.

Next steps

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