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How to Build Credit at 18

10 min read
Last Updated: September 30, 2025

Key Takeaways

  1. It may be easier to rent an apartment, get car insurance, and qualify for loans if you start to build your credit at 18.
  2. You may be eligible to open your own credit card account when you turn 18.
  3. Knowing what mistakes to avoid may help you build good credit.

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