Should You Get a Secured Card or Student Credit Card?
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Common Credit Card Mistakes in College
6 min read
Last Updated: November 3, 2026
Key Takeaways
- Avoid some of the most common credit card mistakes by setting up auto pay and keeping your credit card utilization below 30%.
- If you avoid using your credit card altogether, it can be harder to qualify for future borrowing.
- Help keep your account safe by immediately freezing any card you can’t find.
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