SMS Terms & Conditions

Text Terms & Conditions

Discover's text messaging programs are governed by the following Terms and Conditions:

You agree Discover Bank, its affiliates, and agents (“Discover”, “We” and “Our”) may call you, including sending you text messages, about any current or future accounts or applications, with respect to all products you have with Discover at any phone number you provide. In addition, you agree Discover may contact you using an automatic dialer or pre-recorded voice message. Message and Data rates may apply. Communications via text message will be sent to your mobile device, and may include information about any applications that you have started and/or any products or services that you are currently receiving. Discover reserves the right to change these Text Terms and Conditions at any time, and your continued consent to receive such text messages from Discover constitutes your agreement to all such changes.

You have the option to enroll into specific subscription text alerts within the Discover account center.  You may also receive text messages related to fraud activity independent of your other preference subscription enrollments.

By adding a mobile phone number to your Discover Account, you are certifying that you are the account holder for the mobile phone account or you have permission from the mobile phone account owner to use this number for your Discover Account.

Frequency of text messages varies. If you need assistance, contact us at 1-800-DISCOVER. For help with any text messaging program reply HELP to the text message that you receive. To opt out of reoccurring text messages reply STOP. You acknowledge that opting out of a subscription text alert message(s) may not impact or opt-out non-subscription text messages. And similarly, you acknowledge opt-outing out of any non-subscription text message may not impact your subscription alert text message(s) enrollment. View Discover's privacy policy here:

Discover has the right to change the content of any text message and its delivery frequency including discontinuation of the text messages in their entirety at any time without prior notice to you, subject to applicable law. If your mobile phone is off, out of range, or subject to a variety of other conditions, you may not receive the message or messages may be delayed. Discover does not guarantee continuous, uninterrupted or secure text message services. Discover cannot guarantee that text messages provided through your wireless carrier will be delivered to you. Discover or the mobile carriers are not liable to you for any delayed or undelivered text messages. You must notify Discover in the event that your phone number is changed or deactivated.

You acknowledge that our text messages are sent to you without being encrypted and may include information about an application or your Discover account. A text message does not constitute a record for the account to which it pertains. The information in the text messages is provided on an “AS IS,” and “AS AVAILABLE” basis. Discover will not be responsible for any loss or damage that could result from interception or misuse of any information by third parties or undelivered text messages.

These Text Terms and Conditions were last updated on July 29, 2021. Please check back regularly for updates and changes.