Why Do You Need an Emergency Fund?
- Job loss or unemployment
- Medical or dental bills
- Home repairs
Today, just about anything you can do from your home computer you can also do with your mobile device, thanks to the great features you get with a Discover Online Savings Account. That includes using Discover’s mobile banking app to manage your deposit accounts when you’re on the go.
Want to verify that a deposit has been credited? Need to check your account balance? Discover’s mobile app lets you do either of these things when and wherever the moment is right for you. That sure beats waiting until you can sit down at your home computer, or even worse, having to hunt down a misplaced paper statement.
With Discover’s mobile app, you can also use your device to make withdrawals or transfers1. Like the sound of that? Click here to download it right now! Keep in mind, however, that mobile users do have to comply with government limits on the total number of withdrawals and payments they can make each month from their savings account.
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As a Discover Bank customer, you are eligible to use the Discover mobile app to manage your deposit accounts and, by extension, a great deal of your financial life. The Discover mobile app is available for iPhone® and Android® phones. Just simply go to Discover’s online banking site to obtain instructions for downloading and activating the app.
Once you activate your Discover Mobile app and log in, you’ll find simple, secure displays of key account information at your fingertips. For example, you can confirm that recent deposits, withdrawals and transfers have been posted. You can see current balances, not only for your savings account, but also for any credit card accounts you might have with us. And you can transfer funds among all eligible deposit accounts you have with Discover as well as external accounts.
If you do use your mobile device for account access, you should be mindful of best practices in mobile device security. For example, you may want to set up a password in order to lock the device when you’re not using it. Like locking your car or your home, password protecting your mobile device can help make it inaccessible to unauthorized use. Along the same lines, you should avoid storing sensitive passwords and account information on the device itself, or on any memory chips that can be readily removed from the device.
Following simple practices like these can make managing your savings easier than ever.
In addition to the benefits of our Online Savings Accounts, our full range of Discover CDs can help you save for the future, while our Money Market Accounts offer high yields and easy access to your money1. With Discover’s wide array of diverse and competitive accounts, you’ll find every savings solution you need right here. Open an account online in minutes or call our 24-hour U.S.-based Customer Service at 1-800-347-7000.
The article and information provided herein are for informational purposes only and are not intended as a substitute for professional advice
1Federal law limits the number of certain types of withdrawals and transfers from a Money Market Account to a combined total of six per calendar month per account. There is no limit on the number of withdrawals by ATM or by Official Check mailed to you. If you exceed these transaction limitations during any calendar month we may assess an Excessive Withdrawal Fee or refuse to pay each transaction in excess of the limitations. If you exceed these limits on more than an occasional basis, we reserve the right to close your account.
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1 Study by T. Rowe Price Retirement Plan Services.