Student Loans
Opens in same windowFor college students seeking undergraduate degrees
Student Loans
Opens in same windowFor graduate students in master's and doctoral programs
Student Loans
Opens in same windowFor graduate students in health profession programs
Student Loans
Opens in same windowFor graduate students seeking master's degree in business school
Student Loans
Opens in same windowFor graduate students attending law school
Student Loans
Opens in same windowFor health profession students preparing for residency or internship
Student Loans
Opens in same windowFor law students preparing for bar exam
Student Loans
Opens in same windowFor parents or other creditworthy individuals
Student Loans
Opens in same windowFor consolidating your federal and private student loans
See all loans
Up to 100% of school-certified college costs are covered. Aggregate loan limits apply.
That includes no application, origination or late fees.
Get cash rewards for good grades. Plus a 0.25% rate reduction when you're enrolled in automatic payments.
All of our Student Loan Specialists are US-based. We're here anytime day or night to help you.
| DISCOVER | Sallie Mae | Citizens Bank | |
|---|---|---|---|
| Celebrates hard work with a cash reward for good grades2 | yes | no | no |
| Zero fees | yes | no | no |
| Customize your loan with rate and repayment options | yes | yes | yes |
| Offers a free search tool to find scholarships | yes | yes | no |
| Apply in minutes | yes | yes | yes |
Learn the difference between subsidized and unsubsidized federal loans when you apply for a Federal Direct Loan, previously called a Direct Stafford Loan.
As a college student, you'll need to do a lot of studying. Here is an infographic with studying tips for college that can help make the most of your study time.
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With online courses becoming more and more of a necessity, it’s important for students and parents to familiarize themselves with the best methods for succeeding in an online learning environment.
Discover Student Loans believes in responsible borrowing and encourages students to maximize scholarships, grants and other free financial aid before taking private loans. For students who need to borrow, we advise them to compare federal and private student loans to find the loans that best fit their needs.
The fixed interest rate is set at the time of application and does not change during the life of the loan. The variable interest rate is calculated based on the 3-Month LIBOR index plus the applicable margin percentage. For variable interest rate loans, the 3-Month LIBOR is X as of X. Discover Student Loans may adjust the rate quarterly on each January 1, April 1, July 1 and October 1 (the “interest rate change date”), based on the 3-Month LIBOR Index, published in the Money Rates section of the Wall Street Journal 15 days prior to the interest rate change date, rounded up to the nearest one-eighth of one percent (0.125% or 0.00125). This may cause the monthly payments to increase, the number of payments to increase or both. Our lowest APRs are only available to applicants with the best credit. The APR will be determined after an application is submitted. It will be based on credit history, the selected repayment option and other factors, including a cosigner’s credit history (if applicable). If a student does not have an established credit history, the student may find it difficult to qualify for a private student loan on their own or receive the lowest advertised rate. Learn more about Discover Student Loans interest rates.
Students who get at least a 3.0 GPA (or equivalent) may qualify for a one-time cash reward on each new Discover undergraduate and graduate student loan. Plus, undergraduate freshman borrowers who received at least a 3.0 GPA (or equivalent) during high school may qualify for an additional cash reward on their first undergraduate student loan. Limitations apply. See Terms and Conditions for complete details.
