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Discover no longer accepts IRA applications but still offers other accounts to help save for your financial future

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Existing IRA accounts will remain open
Your existing IRA account is still serviced by Discover. You can continue enjoying your existing IRA benefits and log in to manage your account. For questions, check out our FAQs below or give us a call at 1-888-204-8966.

Discover is still your place to save

Learn more about our Online Savings Account and Certificate of Deposit—both with no feesA penalty may be charged for early withdrawal from a CD. and no minimum opening deposit.

Online Savings Account

Earn interest over 5XThe Annual Percentage Yield (APY) for the Online Savings Account as of XX/XX/XXXX is more than five times the national average APY for interest bearing savings accounts with a balance of $500 as reported by Curinos as of XX/XX/XXXX. National average is based on information regarding the top 50 banks (by deposit size) and may not include information from variations in regional pricing at such banks or information from products that may not be widely available to their customers. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed. APYs are subject to change at any time. the National Savings Average and watch your savings grow.
Explore Savings

Certificate of Deposit

A high-yield CD can help you save with returns you can count on.
Learn About CDs

FAQs

If you have an open IRA account with Discover, you can continue to log in and manage your account at Discover.com. You will receive an advance notice of changes related to your existing account. Please note, Discover will never call to ask you for passcodes or personal information.

No, we are no longer accepting new IRA applications.

Nothing will change to any contributions you have already made to your account, and you can continue to easily manage your account here. Future contributions to an existing account will also continue to be available.