Control, rewards and convenience—online banking features you need
U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.
Zelle® enrollment is required with a U.S.-based bank account and a U.S. mobile number or email address. Voice over IP (VOIP), prepaid mobile phone numbers, landlines and Google voice numbers are not eligible for Zelle® enrollment. Message and data charges from your carrier may apply. Transaction limitations may apply. See Terms and Conditions for details.
To use Zelle® with Discover, an Account Center registered Discover checking, savings, or money market account that has been open for at least 90 days is required. Discover and Zelle® do not offer a protection program for any authorized payments made with Zelle®.
In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled in Zelle®
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
ATMs where you need them
Some ATMs have limited hours and/or restricted access. You may be charged a fee by the ATM owner if you use an ATM that is not part of our no-fee network. If you encounter any issues using the ATMs displayed on this site, please contact us at 1-800-347-7000.
No. Fees. Period.
Outgoing wire transfers are subject to a service charge. You may be charged a fee by a non-Discover ATM if it is not part of the 60,000+ ATMs in our no-fee network. A penalty may be charged for early withdrawal from a Certificate of Deposit.
That’s right! No fees for everyone, on every account.
- No monthly fees
- No insufficient funds or overdraft fees
- No minimum balance required to avoid monthly fees
Right here where you need us
