Skip to main content

Discover Logo | Modern Money

Checking Account
Online Savings Account
Money Market Account
Certificate of Deposit
IRA Certificate of Deposit

Search for:

Discover Bank Blog Home
Banking 101
Saving
Budgeting
Career & Education
Family Finance
Retirement
Lifestyle

Home
Banking 101
Saving
Budgeting
Career & Education
Family Finance
Retirement
Lifestyle

5 Online Banking Myths Debunked

Put your online banking knowledge to the test and see if you've fallen for one of these common myths.

Read Article

What’s New

4 Ways to Prepare Your Finances for a Natural Disaster

Everything You Need to Know About Budgeting As a Freelancer

Taking the Leap: How to Make a Career Change and Land on Your Feet

4 Questions to Ask Before Choosing a Checking Account

Choosing a new checking account can be an important step toward financial independence. Here's how to do it right.

Banking 101

The Difference Between Credit Cards and Debit Cards: Explained

Learn when to swipe your credit card, and when to go debit all the way.

How to Avoid Bank Fees That Are Slowly Draining Your Savings

Grow into your future.

Our fixed rate CDs help you save for what's next.

Certificate
of Deposit

Discover Bank, Member FDIC

Money Market Account vs. Savings Account: Which Is Best for You?

Should I Get a No-Fee Checking Account?

What You Need to Know to Pick a New Checking Account

View All Banking 101 Articles

Saving

3 Things to Do With Your Tax Refund

If a tax refund is coming your way, now's the time to plan for how you'll use it.

4 Reasons Why You Need an Emergency Fund

6 Money Lies You Might Be Telling Yourself

What is Zero-Sum Budgeting and Can It Work for You?

How to Save Money by Going Zero Waste: A Guide for Beginners

How Does the Federal Reserve Interest Rate Affect Me?

View All Saving Articles

7 Things You Should Never Carry in Your Wallet

Learn why your Social Security card, checks and extra credit cards do not make the cut.

Budgeting

A Step-by-Step Guide to Prepare Your Budget for a Layoff

Preparing financially for a job loss can help keep your budget secure through any hardship.

How to Set Financial Goals—and Crush Them

Are You Making These 4 Common Budgeting Mistakes?

4 Tricks for Budgeting on a Fluctuating Income

Happy Birthday to You! How to Create a Meaningful Birthday on Your Budget

What You Need to Know About Budgeting for Maternity Leave

View All Budgeting Articles

Career & Education

The Magical Third Paycheck: 5 Budgeting Hacks If You're Paid Biweekly

Paid biweekly? You get two shots a year to get ahead. Here's how.

What Every College Student Should Know About Saving

Teachers: How to Survive the Summer Paycheck Gap

A Step-by-Step Guide to Prepare Your Budget for a Layoff

6 Tips for Successfully Managing a Checking Account in College

How to Make the Leap From Side Hustle to Full-Time Dream Job

View All Career & Education Articles

What You Need to Know About Budgeting for Maternity Leave

Follow these four steps to financially prepare for your maternity leave.

Family Finance

From Infant to Investor: How to Teach Kids About Money Using a Savings Account

Raising financially responsible kids? Start with a savings account and these simple skills.

Partners in Life and Money: When to Open a Joint Checking Account

Say hello to
cash back on debit
card purchases.

No monthly fees.
No balance requirements.
No, really.

Discover Bank, Member FDIC

Banking for Busy Parents: 4 Essential Checking Account Features

4 Smart Things to Do When You Get an Inheritance

Your Guide to Budgeting for Summer Camp

View All Family Finance Articles

Lifestyle

What Happens to Mortgage Rates When the Fed Cuts Rates?

Your guide to understanding how a Fed rate cut could impact your mortgage as a homeowner or prospective buyer.*

5 Tips for Moving on a Budget (Without Losing Your Mind)

Sunny skies are the right time to save for a rainy day.

Start an emergency fund with no minimum balance.

Online
Savings

Discover Bank, Member FDIC

How to Throw a Bridal Shower on a Budget: A Guide for the Frugal Host

6 Ideas for Budget-Friendly Summer Fun

5 Secrets to Saving Money as a Wedding Guest

View All Lifestyle Articles

How Does Savings Account Interest Work? Here's Your Guide

Confused by the concept of interest? This video will help set the record straight.

Retirement

Quick Quiz

Question: How many millennials enroll themselves in their company's 401(k)?

15%
30%
40%

Only 30% of millennials are signed up for a 401(k) if they aren’t auto-enrolled.¹

But it’s not just millennials making retirement savings mistakes. From your 20s through your 60s, these are the top retirement savings mistakes to avoid.

Read more >>

¹ Study by T. Rowe Price Retirement Plan Services.

Why You Need to Make a Retirement Budget Before You Actually Retire

Don't Want to Give Up Your Avocado Toast? How Millennials Should Save for Retirement

Should Rising Interest Rates Affect Your Retirement Plans? A Step-by-Step Guide

3 Common Mistakes When Saving for Retirement

10 Tips for Catching Up on Retirement Savings

View All Retirement Articles

Banking on Your Terms

Checking Account

Checking Account: Enjoy Everyday Checking and Earn Cash Back While Doing It

Online Savings Account

Online Savings Account: Imagine an Online Savings Account Without the Monthly Fees

Money Market Account

Money Market Account: Get the Best of Both Worlds: Flexibility and High Yields

Certificate of Deposit

Certificate of Deposit: Lock in Your APY and Reap the Returns

IRA Certificate of Deposit

IRA Certificate of Deposit: Make Saving for Retirement a Lot Easier

Quick Quiz

Quick Quiz: Find the Account That's Right For You

Online Banking Products

Checking Account
Online Savings Account
Money Market Account
Certificate of Deposit
IRA Certificate of Deposit
Find an Account

Online Banking

ATM Locator
Modern Money Blog
CD Rates

Help Center

Contact Us
FAQ
Forms & Documents
Secure Document Upload
Security Center
FDIC Insurance

Other Discover Products

Credit Cards
Home Loans
Personal Loans
Student Loans

About Discover

About Discover
Financial Education
Investor Relations
Merchants
Newsroom

Sitemap
Terms of Use
Security Center
Privacy
Contact Us
AdChoices Opens in new tab.

Facebook
Twitter
LinkedIn

©2020 Discover Bank, Member FDIC

© 2020 Discover Bank, Member FDIC

Equal Housing Lender
Equal Housing Lender
Equal Housing Lender