A student credit card offers you a great way to move into the world of financial independence. Building credit early is more accessible with a student credit card, with many incentives to make purchases and pay them off in a timely manner, as well as options to support you if you miss a payment or accidentally go overboard with spending.

The advantages of a student credit card include: financial education and resources, support from your institution with payments via alerts and reminders, and rewards geared towards students. Most importantly, lenders may grant lower limits and rates to students to allow them to start building credit.

Get cash back on gas and restaurants with Discover it® Chrome.


Get Cash Back on Gas and Restaurants.


Get Cash Back on Gas and Restaurants with Discover it® Chrome.

Earn 2% on up to $1,000 in combined purchases each quarter.


Earn 2% on up to $1,000 in combined purchases each quarter. 

Get cash back on gas and restaurants with Discover it Chrome for students. Go for it.

The Advantages of Student Credit Cards:

  • Lower credit limits — Some lenders will grant lower limits to help students start to build credit
  • Rewards — Discover offers multiple ways to earn, like cash back, points, miles and other incentives
  • Protection — Discover offers a $0 Fraud Liability Guarantee so you’re never responsible for unauthorized purchases on your card
  • Tools — Discover offers helpful tools like a Spend Analyzer and Automatic Bill Payment to help students budget and automatically pay bills on time

Off to School? Don’t Forget to Pack Your Discover it Chrome Card.

Here are the top 8 reasons it pays to Discover.

Free FICO® Credit Score1

Get your free FICO® Credit Score on your statement and online. For free!


2% Cash Back

on gas stations and restaurants on up to $1000 in combined purchases each quarter with no sign up required with Discover it Chrome


1% Cash Back

or more on all other purchases with no cap


Cash Back for Good Grades

Get $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years2



Of your purchases are monitored


$1 Cash Back = $1 At Checkout

On Amazon.com (no expiration date)3


$0 Fraud Liability

You’re never responsible for unauthorized purchases on your Discover card


1FICO Credit Score Terms: Your FICO® Credit Score is based on data from TransUnion and may be different from other credit scores. This information is intended for and provided to the Primary cardmembers only that have an available score and is provided on the statement for individual accounts and on Discover.com for individual and joint accounts. See Discover.com/FICO about the availability of your score. Discover and other lenders may use different inputs like a FICO® Credit Score, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Discover Financial Services and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Discover Financial Services and Fair Isaac do not provide “credit repair” services or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating.

2Good Grades: Good Grade Reward only available to new cardmembers on or after 07/23/15 who indicate on their application that they are currently enrolled in college, and whose accounts remain open when Good Grade Reward is requested. Students with a Discover it® or Discover it® chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September – August) may apply at Discover.com for a $20 Cashback Bonus (‘Good Grade Reward’). One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive years from the date your account is opened. Terms of Good Grade Offer are subject to change.

3Amazon, Amazon.com, the Amazon.com logo and the smile logo are registered trademarks of Amazon.com, Inc. or its affiliates. For complete details on how to pay with Cashback Bonus at Amazon.com, see Amazon.com/CashbackBonus

Legal Disclaimer: The articles and information provided herein are for informational purposes only and are not intended as a substitute for professional advice. 

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Get cash back on gas and restaurants with Discover it Chrome for students. Go for it.