Discover Card Help Center

Redeem Cashback Bonus

How to redeem your Cashback Bonus
Learn Moreabout how to redeem your cashback bonus
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How can I redeem my Cashback Bonus?

If you are registered for the Account Center you can browse all of your redemption options and redeem your Cashback Bonus online.

Not registered for the Account Center? Register Now.

Note: If you do not wish to register for the Account Center, please call 1-800-DISCOVER (1-800-347-2683) to redeem your Cashback Bonus.

How do I redeem my Cashback Bonus online?

Just follow these easy steps once you are ready to redeem your Cashback Bonus

  • Log in to the Account Center
  • Select the Rewards option in the navigation bar and then select "Redeem Cashback Bonus" from the drop down menu.

After you select "Redeem Cashback Bonus" you will be taken to the redemption page where you can see how much Cashback Bonus you have available to redeem.

Redemption options include:

  • Apply to your Discover bill or deposit any amount into your bank account
  • Pay with rewards at checkout at Amazon.com1 and PayPal2
  • Purchase gift cards starting at $5, with added value to each card
  • Make a charitable donation

You can view your redemption on the Redemption History page.

Are there limitations on the amount of Cashback Bonus that I need in order to redeem?

Yes, the amount of Cashback Bonus needed to redeem varies by option:

  • Credit your Discover card account or electronic deposit into your bank account—redeem starting at a penny
  • Pay with Cashback Bonus directly at Amazon.com and PayPal with no minimum. Redeem as much or as little Cashback Bonus as you like.
  • Partner gift cards start at $5 with added value to each – this means you need even less Cashback Bonus to get a $5 gift card!
  • Charity donation—options start at a penny

Note: To redeem your Cashback Bonus your account must be in good standing, which means it cannot be suspended, restricted, delinquent, or otherwise in default. All redemptions are final.

Log in to the Account Center to see the Cashback Bonus Terms and Conditions for additional information. Not registered for the Account Center? Register Now.

Do I have to redeem all of my Cashback Bonus at one time?

No, you do not have to redeem all of your Cashback Bonus at one time. You can choose to redeem some or all of your Cashback Bonus – minimum redemption amounts vary by option.

How do I redeem my Cashback Bonus for a statement credit?

Click the link to log in and redeem your Cashback Bonus for a statement credit.

Is redeeming my Cashback Bonus for a statement credit treated the same as a payment?

Yes redeeming Cashback Bonus for a statement credit is treated like a normal payment and applies towards your minimum payment.

Statement Credits/Cashback Bonus redemption payments made by 5 p.m. Eastern Time are credited to your account effective as of that same day. The Statement Credit/Cashback Bonus redemption payment amount is withdrawn immediately from the Cashback Bonus account after the redemption is made and cannot be modified or cancelled. It may take up to 3 business days for Statement Credits/Cashback Bonus redemption payment to appear on your account.

What is Pay with Cashback Bonus?

The Pay with Cashback Bonus program allows you to use your rewards at checkout to pay for a portion or your entire purchase on Amazon.com and PayPal. Enrollment is required.

Visit the following pages for full details about the program, including how to enroll/link your card.

What are the Terms and Conditions for Pay with Cashback Bonus?

Who are Discover's Cashback Bonus Partners?

You can turn your Cashback Bonus into bigger rewards when you redeem for gift cards or instant eCertificates from popular brands. Click the link to log in and view the full list of our Cashback Bonus Partners.

Can I have Partner gift cards mailed to an address other than my billing address?

No. Partner gift cards can only be mailed to your billing address.

Can gift cards be mailed to an international address?

No, you can only redeem for gift cards if you live in the United States.

What are eCertificates?

eCertificates are a way to get rewards faster instead of waiting to receive a Partner gift card by mail. eCertificates are available immediately upon completing your order, and allow you to shop instantly with the Partner. You can access your eCertificate online or via the Discover Mobile App. Click the link to log in and access your eCertificate.

Note: Please be aware that all Partners do not offer eCertificates. If the Partner does offer an eCertificate, you must select the eCertificate option in order to receive it.

What are the Terms and Conditions for Partner gift cards?

Terms and Conditions for Partner gift cards vary by Partner. Click the link to log in and view the Terms and Conditions for each Partner.

Not registered for the Account Center? Register Now.

Will my gift card order be saved to my shopping cart if I leave the website without submitting it?

Your shopping cart empties if you leave Discover.com without submitting your order.

Is making a charitable donation using my Cashback bonus tax deductible?

You must consult a tax advisor on whether your charitable donation is tax deductible.

How long will it take to receive my reward after I submit my order?

The time it takes to receive your reward varies based on your redemption:

  • Gift cards are sent by U.S. Mail to your current billing address in 7–10 business days after order completion, but please allow up to 3 weeks. Rush delivery is not available. Please allow extra time for mail delivery during holidays.
  • Electronic deposits will be sent to your designated financial institution within 3 days.
  • Account credits will post to your account within 3 business days.

What should I do if I have not received my reward?

If you have not received your reward and it has been longer than 8 weeks since you submitted your order, contact Customer Service. You also can call Customer Service at 1-800-DISCOVER (1-800-347-2683).

Can I cancel an order I already placed?

No. Once an order has been processed, it cannot be canceled. If you have questions about a processed order, contact Customer Service or please call 1-800-DISCOVER (1-800-347-2683).

Will my Cashback Bonus ever expire?

Rewards have no expiration. We will credit your account with your Cashback Bonus balance if your account is closed or if you have not used it within 18 months. Redemption may not be available for 24–48 hours if your card is reported lost or stolen.

Use Rewards at Amazon.com: For complete details on how to Pay with Cashback Bonus at Amazon.com see Amazon.com/CashbackBonus. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.


Use Rewards with PayPal: For complete details on how to Pay with Cashback Bonus with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases. All reward redemptions are subject to Discover's reward program terms.

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