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Purchase Protection

Learn how to protect your purchases against damage, fire or theft.


What is Purchase Protection?

As an exclusive feature of your Discover Card, we will cover your eligible purchases up to $500 if they are damaged or stolen within 90 days of the purchase.

View Purchase Protection

Do I have to pay a fee for Purchase Protection?

No. However, the entire cost of the eligible purchase must be charged to your Discover Card (or accrued rewards) for coverage to apply.

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How do I start the claim process?

Call 1-800-347-0213 within 45 days after a covered incident occurs.

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