Travel Credit Card

Travel rewards that go where you're going

The flexible, travel card with reliable rewards, that matches every Mile you earned at the end of your first year.2 Plus! No annual fee.

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No annual fee

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★★★★★
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Discover it® Miles Travel Credit Card beach design
Unlimited 1.5x Miles

Earn unlimited 1.5x Miles on travel purchases and all your everyday purchases.7

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Unlimited bonus

We’ll automatically match all the Miles you’ve earned at the end of your first year. There is no limit to how much we’ll match. There's no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.2

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Redeem for travel or cash

Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants, and more.1

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99% nationwide acceptance — Discover is accepted nationwide by 99% of places that take credit cards.3

Benefits that don't just talk the talk

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$0 Fraud Liability Guarantee

You're never responsible for unauthorized purchases on your Discover Card.9

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Free Social Security number alerts

Get an alert if we find your Social Security number on the dark web.10 Sign up to activate this free benefit.

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Freeze your account

If you misplace your card, you can prevent new purchases and cash advances in seconds with the on/off switch on our mobile app and website.8

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FICO® Score and more

It's free and checking your score doesn't hurt your credit.5

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Real human customer service 24/7

You can talk to a real human on our customer service team any time.11

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Tap to pay

It's fast and easy to pay with your contactless Discover Card.12

Discover it® Cash Back Credit Card

Start out right with our low intro APR

x% intro APR for x months on purchases and balance transfers; x% - x% variable APR after that; Balance Transfer Fee applies.

See rates, rewards, fees, and other cost information > , Opens new window
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FAQs

Discover it® Miles is accepted at 99% of places that take credit cards nationwide, according to the Feb. 2025 issue of the Nilson Report.3 And best of all, it's a travel rewards card that works just like your favorite credit card. Use it for travel expenses and purchases like getting a rental car, or booking a hotel stay. And just as easily use it for everyday purchases like groceries, gas, and paying bills.

Your interest rate will be determined when you submit your travel card application for a Discover it® Miles card. The APR you qualify for depends on your credit history and other factors. You can see if you're pre-approved for a personalized offer now or apply for the travel credit card offer on this page. Remember: Discover it® Miles has no annual fee.

When you think of the best travel credit card for you, you likely want a card with a signup bonus, a card that allows you to have flexibility when you travel, and a card with rewards that you can use for travel expenses — or in other ways, if you want. With Discover it® Miles, you get all of that. And as soon as you start earning rewards on your card, you can redeem them as a statement credit for a previous travel purchase. Because once you make a travel purchase, you simply redeem your Miles as a statement credit towards that purchase.1 So book the travel that works for you, and use your Miles to credit yourself back. Eligible purchases include car rentals, hotels, rideshares, gas stations, restaurants and more.1 You can also use Miles like cash, without losing any value for your rewards. Turn Miles into cash in any amount, any time,1 by depositing into your bank account; or use Miles when you pay with PayPal.4 However you redeem, Miles keep the same value. And Miles never expire.1

With the Discover it® Miles Credit Card, when you're ready to redeem your Miles, 100 Miles = $1 to redeem for cash or travel credit. The great thing about the Miles that you earn with the Discover® travel card is that they can be used to cover all or part of a travel expense. So the amount of credit card Miles that you'll need to redeem to cover your entire airline ticket will depend on the price of the flight that you booked. This goes for other travel purchases, too, including rideshares or rental car bookings. Remember — you can redeem your Miles for a statement credit for all or part of your travel purchase, to help keep your total costs down.

With the Discover it® Miles credit card, you’ll earn unlimited 1.5x Miles on every purchase you make, every day. That includes credit card travel purchases like hotels as well as daily purchases like groceries, bills, or gas. 

Yes. There is no minimum requirement to how many Miles you have to redeem at a time. If you don’t use all of your Miles when you redeem, you’ll just keep adding more Miles to your total with every purchase. Your Miles won’t expire for the life of the account.1

You have to decide the best travel card for your needs. Discover it® Miles gives the perks of a travel card with the flexibility of an everyday rewards card. You'll earn 1.5X Miles on every purchase, so it’s easy to rack up rewards fast to reach travel goals. You can redeem your Miles as a statement credit toward your Discover bill, or for cash in any amount, any time.1 Card membership includes more benefits, like great service and security benefits with no annual fee.

 

If you're looking at other travel credit cards, see if the card issuer charges a large annual fee. Perks like lounge access, elite status, a loyalty program, a platinum card, or a gold card may not be worth the annual fee. It's hard to know what your credit limit will be before you apply for travel credit cards, but you can check how the reward points work for the card issuer. For example, if there is a bonus point on eligible purchases such as 5x points or 2x points, check what the reward is on everyday purchases. "5x points," "2x points," or "Earn 2x" can sound good unless your typical spending doesn't fit the eligible purchases for that card issuer or their annual fee is too high. Finally see if new card membership comes with security features and service benefits or other helpful perks like the opportunity to do a balance transfer.

With Discover it® Miles, you’ll earn 1.5X Miles for every dollar you spend on a travel purchase or any other purchase, with no limits on how much you can earn, and no annual fee. Your Miles won’t expire for the life of the account.1 After you earn Miles, you can redeem for a statement credit toward the cost of travel purchases or to get cash rewards.1 Other travel credit cards, such as an airline credit card, will offer different rewards points and your card membership may include an annual fee.

You can use the Discover it® Miles credit card at 99% of places that take credit cards nationwide, according to the Feb. 2025 issue of the Nilson Report,3 including travel insurance companies. The U.S. Trusted Traveler Programs accept Discover® Credit Cards as a form of payment for TSA PreCheck, Global Entry, and others. And, the Discover it® Miles card is a rewards credit card that gives you points for travel expenses and every other purchase you make with your card. So it can be your travel credit card and your everyday card. And unlike many travel credit cards, Discover® charges, no annual fee even after account opening. 

Are you getting the most you can from your travel rewards credit card?

Read helpful articles on the rewards and perks of travel credit cards below.

What Are the Benefits of the Discover it® Miles Card?

 

See how the Discover travel rewards card offers perks and benefits you may not find on other travel credit cards.

How to Save Money With a Travel Rewards Credit Card

 

These money-saving credit card travel benefits can help stretch your budget for your next vacation. Learn more about travel rewards, cash rewards and bonus points on travel credit cards.

What is a Travel Credit Card?

 

 

Learn about the different kinds of travel credit cards and how travel rewards credit cards let you earn miles on eligible purchases, save on travel, and more.


Travel Rewards Articles
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