When you're choosing the best rewards credit card for your needs, the first thing to do is review where you spend money. Although a rewards credit card may have the same rewards rate for all categories of spending, some reward credit cards may give a higher level of rewards in certain categories, such as flights, hotels, gas, restaurants, or purchases at specific merchants.
If you don't travel, you're not likely to benefit from airline or hotel travel credit cards that only let you earn rewards with flights or hotel stays. The best reward credit card for people who don’t travel may be one that offers cash back rewards on everyday purchases such as groceries, restaurant meals, and gas. A Card like the Discover it® Miles Travel Credit Card has flexibility, because you can redeem your rewards for cash to spend with the airline or hotel of your choosing, or on any other expense.
