Rewards Programs: Earn Cashback Bonus

How does the Cashback Bonus Program work?

It's easy to earn and redeem Cashback Bonus. If you are a Discover More Cardmember, you earn Cashback Bonus simply by using your Discover Card.

• Get a full 5% Cashback Bonus in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more.
• Get up to 1% Cashback Bonus on all your other purchases.

Once you've earned $20 Cashback Bonus or more, you can redeem it in $20 increments in multiple ways:

Get it in cash as a credit to your Discover Card account, or as an electronic deposit to your bank account.
Or you can increase, even double, your Cashback Bonus when you redeem for gift cards or instant eCertificates from our Cashback Bonus Partners.

You cannot redeem your Cashback Bonus if your account is delinquent, in default or used for any prohibited transactions. Your account is delinquent if we have not received the minimum payment due by the payment due date shown on your monthly billing statement. Log into the Discover Account Center to see the Cashback Bonus Terms and Conditions for full details.

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How do I earn Cashback Bonus?

As a Discover More cardmember, you get Cashback Bonus for every Discover Card purchase you make. You'll get a full 5% Cashback Bonus in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more.

You'll also get a Cashback Bonus of: .25% if the purchase is part of your first $1,500 in total annual purchases,

• .50% if the purchase is part of your second $1,500 in total annual purchases, and
• 1.0% if the purchase is part of your total annual purchases in excess of $3,000
• Plus get 5% to 20% Cashback Bonus at top retailers such as Target.com, LandsEnd.com and Barnes & Noble.com when you link through our exclusive online shopping site, ShopDiscover.

Log into the Discover Account Center to see the Cashback Bonus Terms and Conditions for additional information.

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Does my Cashback Bonus ever expire?

Your Cashback Bonus has no expiration date. However, if your account is closed for any reason or inactive for 18 consecutive months or if you fail to make the Minimum Payment due by the payment due date for two consecutive billing periods. Any Cashback Bonus in your Cashback Bonus account will be forfeited.

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If my Discover Card is lost or stolen, will my Cashback Bonus be transferred to my new account?

Yes, we automatically transfer your Cashback Bonus to your new Discover Card account.

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When does Cashback Bonus show up on my statement?

New Cashback Bonus earned will appear on the first page of each monthly statement. You can view your Cashback Bonus amount by logging into the Account Center and going to the Statements page. Not registered for the Account Center? Register Now.

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What should I do if I have not received my Cashback Bonus after making a purchase through ShopDiscover?

First be sure to check the terms and conditions of the offer. Many of these offers require eight weeks for the Cashback Bonus to post to your Cashback Bonus account. If you still haven't received your Cashback Bonus after eight weeks, log in to send us a secure message or call 1-800-DISCOVER (1-800-347-2683).

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Where do I find my Cashback Bonus totals?

Look for your balance on the first page of your monthly Discover Card statement. Or log in to see your Cashback Bonus Summary online in the Account Center. Not registered for the Account Center? Register Now.

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Can I participate in the Cashback Bonus Program if I live outside the United States?

Yes, you can continue to earn Cashback Bonus when you use your Discover Card wherever it is accepted. Once you have earned $20 Cashback Bonus or more, you can redeem. Log into the Discover Account Center to see all your redemption options.

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