Credit Score Guide
Learn how credit scores work, what they mean to creditors as they review your loan and credit card applications, and how you can stay on top of your score.
Search for resources, Opens in a modal dialog
Credit Scores
What You Should Know About Credit and Your Credit Score
Follow these 6 helpful tips to enter the world of credit with ease and peace of mind.
Does Applying for a Credit Card Hurt Your Credit Score?
If you apply for a credit card, a lender will ask a credit bureau to verify your credit worthiness. This process is called a "credit inquiry" and sometimes can actually hurt your credit.
How Are Credit Scores Calculated?
Understand how your credit score is calculated. The more you know about how your credit score is computed, the easier it becomes to improve your score.
How Many Credit Inquiries Are Too Many?
If you're applying for credit cards or shopping for a good interest rate, the lender will request a copy of your credit report. But can too many credit inquiries in a short time affect your credit?
How Do I Protect My Credit During the Coronavirus Pandemic?
Maintaining your credit health in the event of a natural disaster starts with having a plan. Here's what you can do to protect your credit after a natural disaster strikes.
Late Payments and Your Credit Report
Not every type of late payment is weighed the same - and many creditors view some as much more significant. Here's how different types of late payments affect your credit score.
What Can You Do To Try To Help Your Credit Score?
Having a solid credit score can save you a lot of money and quite a few headaches - and the sooner you get it there the better. Here are some tips to help you raise your credit score fast.
3 Easy Ways to Help Protect Yourself From Fraud and Identity Theft
There are steps you can take to make your personal information more secure, and the Discover card offers tools that can help you. Here are three easy ways to help protect yourself.