Discover it® Miles is an innovative credit card designed for users who want to earn travel rewards for everyday purchases.

Some travel credit cards are only beneficial when booking travel arrangements with that card. Using those cards for things like airfare, hotel rooms and rental cars can build reward points, but those rewards may not be redeemable for the items you want or in the format you’d prefer. Not so with the Discover it® Miles card. Existing cardmembers can earn miles on everyday purchases and redeem them conveniently.

Earn More Than Just Airline Miles

Even though the Discover it® Miles card has the word “Miles” in it, that doesn’t mean that you can only use them for airlines. It’s essentially a fixed-point card that earns 1.5 Miles on every dollar spent on purchases – which can be redeemed as a statement credit for recent travel purchases.1 This includes all hotels, airlines and rental car services. While other cards have blackout dates and other reward limits, Discover it® Miles allows consumers to redeem their miles with no blackout dates and no expiration on rewards.

With the Discover it® Miles card, your redemption rate is fixed at one cent per Mile, and you have flexibility to redeem Miles on whichever airline you choose. Not only that, but you can redeem Miles for any travel expenses — hotels, car rentals, tours, excursions, even subway and taxi rides — for a statement credit within 180 days. Otherwise, you can redeem Miles whenever you want by depositing them into your bank account.

Here’s how it works: Let’s say you spend $10,000 on the card. Since you earn 1.5 Miles on a dollar, your $10,000 purchase will earn you 15,000 Miles. You can redeem these 15,000 Miles for $150 at a redemption rate of one cent per Mile. If you make a travel-related purchase, you can get a $150 statement credit; if not, you can deposit $150 into your bank account. In your first year, Discover will match your Miles, so your $10,000 purchase will actually earn you 30,000 Miles, which you can redeem for $300 instead of $150.

Exclusive Travel Card Features

Another great feature of the Discover it® Miles card is that there is no redemption minimum. Whereas some rewards programs have thresholds at which you can redeem—$25, $50, even $100—this card allows you to redeem as little as one Mile if you wish.

Notable Benefits at a Glance2

  • 1.5x Miles or more for every dollar you spend on purchases
  • Miles earned are matched at the end of the first year for new cardmembers
  • Get your FICO® Credit Score for free on monthly statements, online and in the Discover Mobile app based on data from TransUnion3
  • Freeze your account in seconds with Freeze it® – if you misplace your card, it’s like an on/off switch on your account for new purchases, cash advances and balance transfers4

Not only do frequent travelers benefit from the flexibility of the Discover it® Miles card, but those who don’t travel often can still reap the benefits of redeeming their Miles for a travel credit to any travel category purchase. Stopping overnight at a hotel? Redeem for a statement credit for that purchase. Or, taking a week-long cruise? Achieve that trip by earning Miles, and even taking advantage of Discover Match, to help pay for the trip!

Discover Match® for New Cardmembers

The Discover it® Miles card has a unique signup offer. While so many reward cards have immediate sign-up bonuses if they make a specific amount of purchases in a certain amount of time, Discover Miles lets new cardholders match all the Miles they’ve earned at the end of their first year. 5 In other words, if you spend $1,000 per month, under the standard 1.5 Miles per dollar rate, you will earn 1,500 Miles. In one year, that will be 18,000 Miles. So, with the Discover Match® bonus, you will get an extra 18,000 Miles. That’s, 36,000 Miles total! That’s a bonus on top of all the other generous features, including no cap on the number of Miles you can earn and no minimum spending requirement.

Originally published November 16, 2015

Updated September 24, 2018


Legal Disclaimer: This site is for educational purposes and is not a substitute for professional advice. The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the availability of any Discover product or service. It does not guarantee that Discover offers or endorses a product or service. For specific advice about your unique circumstances, you may wish to consult a qualified professional.