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DISCOVER CARD HELP CENTER
Discover it® Miles FAQs
Learn how to earn and redeem miles on your Discover it® Miles Card.
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Discover it® Miles Travel Credit Card
1.5x Miles on every purchase
1.5X Miles on every purchase
It’s simple. Every dollar you spend earns 1.5 Miles that you can redeem for cash to use to reimburse yourself for travel purchases on your statement.* You earn Miles on every purchase, and you get equal value for your Miles however you redeem them.
Redeem Miles: Starting at 1 Mile, you can redeem your Miles as a credit to your account to pay for all or part of your bill, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within the last 180 days. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation, restaurants and gas stations.
Rewards Redemption: Your rewards never expire. We will credit your account or send you a check with your rewards balance if your account is closed or if it has not been used within 18 months.
Learn more about Discover it® Miles
The Discover it® Miles travel credit card is a personal credit card, not a business credit card, that earns Miles on every purchase, every day. Unlike a specific airline credit card, you can redeem Miles to reimburse travel purchases as a statement credit with no blackout dates.* And you can even redeem Miles as an electronic deposit to your bank account, or as a statement credit and more. Unlike some other travel credit cards, the Discover it® Miles travel credit card has no annual fee and no foreign transaction fee.* And at the end of your first year, Discover will automatically match all the Miles you've earned.*
You earn 1.5 Miles on every dollar you spend on all purchases, with no limits. You earn Miles every time you use your card to make purchases. Your accumulated Miles are then applied to your Miles account at the end of each billing period.
If you already have a Discover Card and want to switch to Discover it® Miles, you can call our 100% U.S.-based customer service team to ask about converting your account to Miles. If your account is eligible to switch, you will keep your rewards balance and you'll start to earn 1.5x Miles on every purchase with your new rewards program. After you earn Miles on purchases, you can redeem Miles for cash, electronic deposit or as a statement credit that reimburses any travel purchase.* Your new account will keep the same interest rate and may still be eligible for a balance transfer offer. And you won't pay an annual fee, because Discover it® Miles has no annual fee and also no foreign transaction fee.*
It's easy to redeem Discover Miles on Amazon.com.* And you can use your rewards directly at Amazon.com to pay for all or part of your purchases* . Once you have a Discover it® Miles Card, you can add it to your Amazon.com account. Then simply link your rewards with the instructions on the Amazon.com website. Once you've linked your Discover Miles, you can make a full or partial Amazon.com purchase with your Miles balance. To earn Discover Miles, be sure to use your Discover Card to renew your subscription if you have Amazon Prime.
It's easy to redeem Discover Miles and you can use your rewards when you pay with PayPal*. Just visit the PayPal website to link your Discover Card to you PayPal account. If you don't have a PayPal account yet, you can sign up as well.
Every Mile you earn with Discover is equal to $.01 to your rewards total. So, If you've earned 1,000 Miles from Discover, that’s equal to $10.00 to redeem an electronic deposit to your bank account or to help pay your bill, as a statement credit for travel purchases* or even to redeem directly at Amazon.com for your purchases* or when you pay using PayPal*. The travel rewards you'd earn on another travel credit card may come with an annual fee that can hold you back from getting the most of your rewards. But with no annual fee and no foreign transaction fee*, Discover it® Miles is the travel rewards credit card that lets you earn unlimited 1.5x Miles on every purchase that never expire.*
Unlike frequent flyer miles or airline miles on another miles credit card, your Discover it® Miles lets you redeem for a statement credit for travel purchases.* You simply earn Miles on every purchase, including when you purchase flights with an airline, all with no blackout dates. And once the travel purchase posts to your account, you can redeem any amount of Miles you like as a statement credit for that travel purchase*. For example, 25,000 Miles is equal to $250 that you can redeem as statement credit towards your purchase of an airline ticket. That can mean statement credit savings when it's time to pay your credit card statement balance.
A credit card company (or card issuer) will review your credit score, income information and other information you provide when you apply for a credit card to see what credit limit and interest rate it can offer. The Discover it® Miles credit card includes rewards on every purchase and is generally for people with good to excellent credit. You can check your FICO® Score for free any time to see where your credit stands*. You can also see if you're pre-approved for an offer with no harm to your credit.
There is NO limit to the number of Miles you can earn.
Rewards have no expiration. We will credit your account with your rewards balance if your account is closed or if you have not yet used it within 18 months. See Miles Terms and Conditions for details.
You can always find your available Miles balance under "Miles Available to Redeem" on the first page of your monthly statement. You can also see your available Miles on Account Center when you redeem online.
Discover will calculate the Miles you’ve earned in each billing cycle to your account at the end of each billing period, and you will see the total on your monthly statement. If you have questions about Miles which have not posted to your Miles account, call our 100% U.S. based service team at the number on the back of your card.
No, you can't transfer Miles from another program.
Yes, we will automatically transfer your Miles to your new Discover it® Miles account. Redemption may not be available for approximately 24-48 hours if your card is lost or stolen.
Apply for Discover it® Miles online or by calling 1-800-DISCOVER (1-800-347-2683).
Redeeming for a Travel Credit is easy:
- Log in to the Account Center. (Or Register Now if you’re not registered).
- Click "Redeem Miles"
- Click "Travel Credit"
- Tell us which Travel Purchases you want to pay for with Miles.
- And that’s it.
There are no limitations to the number of Miles you need in order to redeem. You can redeem Miles in the Account Center or by phone at the number on the back of your card. If you’re not registered for the Account Center, Register Now.
Miles Never Expire: We will credit your account with your rewards balance if your account is closed or has not been used in 18 months. See Miles Terms and Conditions for details.
Redeem Miles: Starting at 1 Mile, you can redeem your Miles as a credit to your account to pay for all or part of your bill, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within the last 180 days. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation, restaurants and gas stations.
Rewards Redemption: Your rewards never expire. We will credit your account or send you a check with your rewards balance if your account is closed or if it has not been used within 18 months.
FICO® Credit Score Terms: Your FICO® Credit Score, key factors and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See Discover.com/FICO about the availability of your score. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit Discover.com/FICO.
Redeem Miles: Starting at 1 Mile, you can redeem your Miles as a credit to your account to pay for all or part of your bill, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within the last 180 days. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation, restaurants and gas stations.
Rewards Redemption: Your rewards never expire. We will credit your account or send you a check with your rewards balance if your account is closed or if it has not been used within 18 months.
* Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 22.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
Discover Match®: Only from Discover, as of November 2021. We'll match all the Miles rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned Miles rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
Redeem Miles: Starting at 1 Mile, you can redeem your Miles as a credit to your account to pay for all or part of your bill, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within the last 180 days. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation, restaurants and gas stations.
Rewards Redemption: Your rewards never expire. We will credit your account or send you a check with your rewards balance if your account is closed or if it has not been used within 18 months.
Use Rewards at Amazon.com: For complete details on how to Pay with Cashback Bonus at Amazon.com see Amazon.com/CashbackBonus. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.
Use Rewards at Amazon.com: For complete details on how to Pay with Miles at Amazon.com see Amazon.com/DiscoverMiles. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.
Use Rewards with PayPal: For complete details on how to Pay with Cashback Bonus with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases. All reward redemptions are subject to Discover's reward program terms.
Redeem Miles: Starting at 1 Mile, you can redeem your Miles as a credit to your account to pay for all or part of your bill, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within the last 180 days. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation, restaurants and gas stations.
Rewards Redemption: Your rewards never expire. We will credit your account or send you a check with your rewards balance if your account is closed or if it has not been used within 18 months.
Use Rewards at Amazon.com: For complete details on how to Pay with Miles at Amazon.com see Amazon.com/DiscoverMiles. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.
Use Rewards with PayPal: For complete details on how to Pay with Cashback Bonus with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases. All reward redemptions are subject to Discover's reward program terms.
Redeem Miles: Starting at 1 Mile, you can redeem your Miles as a credit to your account to pay for all or part of your bill, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within the last 180 days. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation, restaurants and gas stations.
Rewards Redemption: Your rewards never expire. We will credit your account or send you a check with your rewards balance if your account is closed or if it has not been used within 18 months.
Redeem Miles: Starting at 1 Mile, you can redeem your Miles as a credit to your account to pay for all or part of your bill, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within the last 180 days. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation, restaurants and gas stations.
Rewards Redemption: Your rewards never expire. We will credit your account or send you a check with your rewards balance if your account is closed or if it has not been used within 18 months.
* Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 22.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
* Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 22.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
Miles Never Expire: We will credit your account with your rewards balance if your account is closed or has not been used in 18 months. See Miles Terms and Conditions for details.
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